Investment options of ITERABLE 401(K) PLAN
Total Available Funds: 67
| Investment Description |
|---|
| American Century Investments American Century Mid Cap Value Fund |
| American Funds American New Perspective Fund |
| AMC AMC Small Cap Growth Fund |
| AMC AMC Small Cap Value Fund |
| BLACKROCK High Yield Bond Fund |
| DFA International Sustainability Core 1 Portfolio Fund |
| Dodge & Cox Dodge & Cox Stock Fund |
| Impax Impax Sustainable Allocation Fund |
| Fidelity Large Cap Growth |
| JP Morgan JPMorgan International Equity Fund |
| Nuveen Core Impact Bond Fund |
| Principal Mid Cap Fund |
| Vanguard Target Retire 2020 Fund |
| Vanguard Target Retire 2025 Fund |
| Vanguard Target Retire 2030 Fund |
| Vanguard Target Retire 2035 Fund |
| Vanguard Target Retire 2040 Fund |
| Vanguard Target Retire 2045 Fund |
| Vanguard Target Retire 2050 Fund |
| Vanguard Target Retire 2055 Fund |
| Vanguard Target Retire 2060 Fund |
| Vanguard Target Retire 2065 Fund |
| Vanguard Target Retirement Income Fund |
| Vanguard Vanguard |
| Vanguard Developed Markets |
| Vanguard Emerging Markets Stock |
| Vanguard FTSE Social |
| Vanguard Information Technology |
| Vanguard Intermediate Term Bond |
| Vanguard Mid Cap |
| Vanguard Small Cap |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| VANGUARD DEV MKT INDEX ADMIRAL |
| PRINCIPAL MID CAP FUND R6 |
| NUVEEN CORE IMPACT BOND R6 |
| VANGUARD FEDERAL MM INV |
| BLACKROCK HIGH YIELD K |
| VAN TARGET RETIRE 2035 |
| VANG TOT STK MKT IDX – ADMIRAL |
| AMER FUNDS NEW PERSP R6 |
| VANGUARD EMG MKTS STK IDX ADM |
| IMPAX SUSTAINABLE ALLOC INST |
| VAN TARGET RETIRE 2045 |
| VAN TARGET RETIRE 2040 |
| DODGE & COX STOCKFUND X |
| VAN TARGET RETIRE 2025 |
| FID LARGE CAP GROWTH INDEX |
| VAN TARGET RETIRE INC |
| VANGUARD INTERMEDIATE TERM BON |
| VAN TARGET RETIRE 2020 |
| AMERICAN CENTURY MID CP VAL R6 |
| VANGUARD FTSE SOCIAL INDEX ADM |
| DFA INTL SUSTAIN CORE 1 INST |
| VAN TARGET RETIRE 2055 |
| VAN TARG RETIRE 2065 |
| VANGUARD MID CAP INDEX – ADM |
| VANGUARD SMALL CAP INDEX ADMRL |
| COHEN & STEERS REAL EST SEC Z |
| AMC SMALL CAP GROWTH – R6 |
| JPMORGAN INTERNATIONAL EQTY R6 |
| VAN TARG RETIRE 2060 |
| AMC SMALL CAP VALUE FUND – R6 |
| VAN TARGET RETIRE 2050 |
| VAN TARGET RETIRE 2030 |
| VANGUARD INFO TECH IDX ADMIRAL |
| VANGUARD 500 INDEX FUND – ADM |
Investment model portfolios
We provide two types of investment model portfolios for ITERABLE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ITERABLE 401(K) PLAN