Investment options of ISAACSON RETIREMENT PLAN
Total Available Funds: 54
| Investment Description |
|---|
| PUTNAM STABLE VALUE FUND |
| EMPOWER SDBA |
| EMPOWER SDBA ROTH |
| AMERICAN FUNDS AMERICAN MUTUAL R6 |
| AMERICAN FUNDS CAPITAL WORLD BOND R6 |
| AMERICAN FUNDS GROWTH FUND OF AMERICAN R6 |
| CALVERT BOND A |
| CALVERT SMALL CAP I |
| CLEARBRIDGE SMALL CAP GROWTH I |
| DELAWARE EMERGING MARKETS INSTL |
| DELAWARE IVY HIGH INCOME R6 |
| DIAMOND HILL SMALL CAP Y |
| FIDELITY 500 INDEX |
| FIDELITY ADVISOR FREEDOM 2010 I |
| FIDELITY ADVISOR FREEDOM 2015 I |
| FIDELITY ADVISOR FREEDOM 2020 I |
| FIDELITY ADVISOR FREEDOM 2025 I |
| FIDELITY ADVISOR FREEDOM 2030 I |
| FIDELITY ADVISOR FREEDOM 2035 I |
| FIDELITY ADVISOR FREEDOM 2040 I |
| FIDELITY ADVISOR FREEDOM 2045 I |
| FIDELITY ADVISOR FREEDOM 2050 I |
| FIDELITY ADVISOR FREEDOM 2055 I |
| FIDELITY ADVISOR FREEDOM INC I |
| FIDELITY ADVISOR MID CAP II I |
| FIDELITY EXTENDED MARKET INDEX |
| FIDELITY SMALL CAP INDEX |
| FIDELITY TOTAL INTERNATIONAL INDEX |
| FIDELITY US BOND INDEX |
| INVESCO GLOBAL Y |
| JPMORGAN MID CAP VALUE L |
| JPMORGAN SMALL CAP EQUITY R5 |
| MEEDER BALANCED |
| MEEDER CONSERVATIVE ALLOCATION |
| MEEDER DYNAMIC ALLOCATION |
| MEEDER GLOBAL ALLOCATION |
| MEEDER MODERATE ALLOCATION |
| MEEDER MUIRFIELD |
| MEEDER QUANTEX |
| MEEDER SPECTRUM |
| MEEDER TACTICAL INCOME RETAIL |
| METROPOLITAN WEST TOTAL RETURN BOND PLAN |
| MFS GROWTH R4 |
| MFS INTERNATIONAL GROWTH R6 |
| MFS VALUE R4 |
| NEUBERGER BERMAN GENESIS INSTL |
| PARNASSUS EQUITY INCOME - INV |
| PARNASSUS MID- CAP |
| PARNASSUS VALUE EQUITY INVESTOR |
| PGIM UNITED STATES REAL ESTATE R6 |
| PIMCO INCOME INSTL |
| PIMCO REAL RETURN INSTL |
| VANGUARD DIVIDEND GROWTH INV |
| VANGUARD INTERNATIONAL VALUE PORTFOLIO |
Investment model portfolios
We provide two types of investment model portfolios for ISAACSON RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ISAACSON RETIREMENT PLAN