Investment options of INTREPID POTASH INC. EMPLOYEE SAVINGS PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| GALLIARD CCT – STABLE RETURN FUND |
| COHEN & STEERS MF – GLOBAL REALTY SHARES, INC. (CSSPX) |
| MF – US TREASURY MONEY MARKET (TPIXX) |
| GABELLI FUND |
| T. ROWE PRICE CCT – RETIREMENT 2005 TRUST (TRRFX) |
| T. ROWE PRICE CCT – RETIREMENT 2010 TRUST (TRRAX) |
| T. ROWE PRICE CCT – RETIREMENT 2015 TRUST (TRRGX) |
| T. ROWE PRICE CCT – RETIREMENT 2020 TRUST (TRRBX) |
| T. ROWE PRICE CCT – RETIREMENT 2025 TRUST (TRRHX) |
| T. ROWE PRICE CCT – RETIREMENT 2030 TRUST (TRRCX) |
| T. ROWE PRICE CCT – RETIREMENT 2035 TRUST (TRRJX) |
| T. ROWE PRICE CCT – RETIREMENT 2040 TRUST (TRRDX) |
| T. ROWE PRICE CCT – RETIREMENT 2045 TRUST (TRRKX) |
| T. ROWE PRICE CCT – RETIREMENT 2050 TRUST (TRRMX) |
| T. ROWE PRICE CCT – RETIREMENT 2055 TRUST (TRRNX) |
| T. ROWE PRICE CCT – RETIREMENT 2060 TRUST (TRPLX) |
| T. ROWE PRICE CCT – RETIREMENT 2065 TRUST (PASUX) |
| DODGE & COX MF – STOCK FUND (DODFX) |
| FROST MF – TOTAL RETURN BOND FUND (FIJEX) |
| JP MORGAN MF – SMALL CAP GROWTH FUND (SGRIX) |
| MF – INFLATION-PROTECTED (VIPSX) |
| VANGUARD SECURITIES FUND (VIPSX) |
| AMERICAN FUNDS MF – THE GROWTH FUND OF AMERICA (FAFGX) |
| MF – TOTAL INTERNATIONAL BOND (VTIBX) |
| VANGUARD INDEX FUND |
| CCT – INTERNATIONAL GROWTH (UMINX) |
| ARTISAN TRUST |
| HOTCHKIS & WILEY MF – HIGH YIELD FUND (HWHAX) |
| FIDELITY MF – 500 INDEX FUND (FUSEX) |
| FIDELITY MF – U. S. BOND INDEX FUND |
| FIDELITY MF– SMALL CAP VALUE FUND (FCPVX) |
| MF – TOTAL INTERNATIONAL INDEX (VGTSX) |
| FIDELITY FUND |
Investment model portfolios
We provide two types of investment model portfolios for INTREPID POTASH INC. EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INTREPID POTASH INC. EMPLOYEE SAVINGS PLAN