Investment options of INTERFACE ENGINEERING INC. RETIREMENT PLAN
Total Available Funds: 26
| Investment Description |
|---|
| SLOY, DAHL & HOLST BALANCED CLASS I |
| SLOY, DAHL & HOLST AGGRESSIVE CLASS I |
| SLOY, DAHL & HOLST GROWTH CLASS I |
| SLOY, DAHL & HOLST MODERATE CLASS I |
| SLOY, DAHL & HOLST CONSERVATIVE CLASS I |
| MORLEY STABLE VALUE 6 |
| VANGUARD 500 INDEX FUND ADMIRAL |
| VANGUARD TOTAL BOND MARKET INDEX ADM. |
| VANGUARD SMALL-CAP INDEX FUND ADM. |
| VOYA SMALL CAP GROWTH I |
| VANGUARD DEVELOPED MARKETS INDEX FUND |
| SYCAMORE ESTABLISHED VALUE FUND |
| COLUMBIA CONTRARIAN CORE |
| VANGUARD EMERGING MARKETS STOCK INDEX |
| EDGEWOOD GROWTH FUND INSTL. |
| LORD ABBETT SHORT DURATION INCOME FUND |
| HARTFORD EQUITY INCOME FUND CLASS R5 |
| INVESCO DEVELOPING MARKETS FUND CLASS |
| FIDELITY OVERSEAS FUND |
| NUVEEN REAL ESTATE I |
| RUSSELL STRATEGIC BOND FUND |
| BLACKROCK STRATEGIC GLOBAL BOND FUND |
| VOYA MIDCAP OPPORTUNITIES I |
| FIDELITY PIONEER BOND FUND CLASS Y |
| PIMCO INFLATION RESPONSE MULTI-ASSET |
| KEELEY SMALL CAP DIVIDEND VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for INTERFACE ENGINEERING INC. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INTERFACE ENGINEERING INC. RETIREMENT PLAN