Investment options of INTER IKEA RETIREMENT AND SAVINGS PLAN
Total Available Funds: 28
| Investment Description |
|---|
| FIDELITY INVESTMENTS FID GOVT MMKT K6 |
| FIDELITY INVESTMENTS MIP CL 2 |
| ABF SM CAL VAL INV |
| AMERICAN FUNDS EUROPAC GRTH R6 |
| FIDELITY INVESTMENTS 500 INDEX |
| FIDELITY INVESTMENTS CONTRAFUND K6 |
| J. P. MORGAN LG CP GRTH R6 |
| T. ROWE PRICE TRP RETIRE 2005 J |
| T. ROWE PRICE TRP RETIRE 2010 J |
| T. ROWE PRICE TRP RETIRE 2015 J |
| T. ROWE PRICE TRP RETIRE 2020 J |
| T. ROWE PRICE TRP RETIRE 2025 J |
| T. ROWE PRICE TRP RETIRE 2030 J |
| T. ROWE PRICE TRP RETIRE 2035 J |
| T. ROWE PRICE TRP RETIRE 2040 J |
| T. ROWE PRICE TRP RETIRE 2045 J |
| T. ROWE PRICE TRP RETIRE 2050 J |
| T. ROWE PRICE TRP RETIRE 2055 J |
| T. ROWE PRICE TRP RETIRE 2060 J |
| T. ROWE PRICE TRP RETIRE 2065 J |
| FIDELITY INVESTMENTS EXT MKT IDX |
| LOOMIS SM CP GRTH IS |
| MFS MID CAP VALUE R6 |
| PGIM TOTAL RTN BD R6 |
| T. ROWE PRICE MID CAP GRTH ADV |
| VANGUARD EQUITY INC ADM |
| VANGUARD TOT BD MKT ADM |
| VANGUARD TOT INSTL STK AD |
Investment model portfolios
We provide two types of investment model portfolios for INTER IKEA RETIREMENT AND SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INTER IKEA RETIREMENT AND SAVINGS PLAN