Investment options of INTEGRA TECHNOLOGIES 401(K) SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Allspring Special Mid Cap Value R6 |
| American Funds American Balanced R6 |
| American Funds Capital Income Builder Class R-6 |
| American Funds Fundamental Investors R6 |
| Invesco Diversified Dividend R6 |
| iShares Msci Eafe International Index K |
| iShares Russell 2000 Small-Cap Index K |
| iShares Russell Mid-Cap Index K |
| iShares S&P 500 Index K |
| Janus Henderson Venture N |
| Massmutual Select TRP Retirement 2005 I |
| Massmutual Select TRP Retirement 2015 I |
| Massmutual Select TRP Retirement 2020 I |
| Massmutual Select TRP Retirement 2025 I |
| Massmutual Select TRP Retirement 2030 I |
| Massmutual Select TRP Retirement 2035 I |
| Massmutual Select TRP Retirement 2040 I |
| Massmutual Select TRP Retirement 2045 I |
| Massmutual Select TRP Retirement 2050 I |
| Massmutual Select TRP Retirement 2055 I |
| Massmutual Select TRP Retirement 2060 I |
| PGIM High-Yield R6 |
| Pimco Income Fund Institutional Class |
| Fidelity Advisor Emerging Markets Z |
| PGIM Core Plus Bond/Fund |
| Management |
| MFS International Growth Equity |
| Victory Integrity Small Cap Value/Fund |
| T. Rowe US Mid Cap Growth Equity |
| Massmutual Sagic Diversified Bond II |
| participants' account balances -0- |
Investment model portfolios
We provide two types of investment model portfolios for INTEGRA TECHNOLOGIES 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INTEGRA TECHNOLOGIES 401(K) SAVINGS PLAN