Investment options of INSPIRA HEALTH NETWORK 403(B) SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| AMERICAN CENTURY SMALL CAP VALUE R6 CLASS N |
| AMERICAN FUNDS NEW PERSPECTIVE FUND N/R |
| COHEN AND STEERS REAL ESTATE SECURITIES INC CLASS Z N/R |
| COLUMBIA DIVIDEND INCOME CLASS I3 N/R |
| DODGE & COX INTERNATIONAL STOCK FUND N/R |
| FIDELITY 500 INDEX N/R |
| FIDELITY EXTENDED MARKET INDEX FUND N/R |
| FIDELITY TOTAL INTERNATIONAL INDEX N/R |
| FIDELITY US BOND INDEX N/R |
| INVESCO DEVELOPING MARKETS FUND N/R |
| MFS MID CAP VALUE N/R |
| NEUBERGER BERMAN MID CAP GROWTH CLASS R6 N/R |
| PGIM HIGH YIELD CLASS R6 N/R |
| PIMCO REAL RETURN ADMIN FUND N/R |
| T. ROWE PRICE RETIREMENT BALANCED N/R |
| T. ROWE PRICE GROWTH STOCK I CLASS N/R |
| T. ROWE PRICE RETIREMENT 2010 N/R |
| T. ROWE PRICE RETIREMENT 2015 N/R |
| T. ROWE PRICE RETIREMENT 2020 N/R |
| T. ROWE PRICE RETIREMENT 2025 N/R |
| T. ROWE PRICE RETIREMENT 2030 N/R |
| T. ROWE PRICE RETIREMENT 2035 N/R |
| T. ROWE PRICE RETIREMENT 2040 N/R |
| T. ROWE PRICE RETIREMENT 2045 N/R |
| T. ROWE PRICE RETIREMENT 2050 N/R |
| T. ROWE PRICE RETIREMENT 2055 N/R |
| T. ROWE PRICE RETIREMENT 2060 N/R |
| T. ROWE PRICE RETIREMENT 2065 N/R |
| VANGUARD FEDERAL MONEY MARKET CL INC N/R |
| VANGUARD EXPLORER ADMIRAL SHARES N/R |
| WESTERN ASSET CORE PLUS BOND N/R |
Investment model portfolios
We provide two types of investment model portfolios for INSPIRA HEALTH NETWORK 403(B) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INSPIRA HEALTH NETWORK 403(B) SAVINGS PLAN