Investment options of INFORMATION SERVICES GROUP, INC. PROFIT SHARING PLAN
Total Available Funds: 47
| Investment Description |
|---|
| PUTNAM STABLE VALUE FUND |
| PUTNAM STABLE VALUE FUND GM |
| AMERICAN FUNDS CAPITAL WORLD GROWTH AND INCOME FUND |
| AMERICAN FUNDS CENTURY SMALL CAP FUND R6 |
| AMERICAN FUNDS CENTURY SMALL CAP VALUE FUND R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| AMERICAN FUNDS GROWTH FUND OF AMERICA CL R5 |
| AMERICAN FUNDS GROWTH FUND OF AMERICA R5 GM |
| BLACKROCK 20/80 TARGET ALLOCATION FUND INSTITUTIONAL |
| BLACKROCK 60/40 TARGET ALLOCATION FUND INSTITUTIONAL |
| BLACKROCK 80/20 TARGET ALLOCATION FUND INSTITUTIONAL |
| BLACKROCK EQUITY DIVIDEND FUND K |
| BLACKROCK GLOBAL ALLOCATION |
| BLACKROCK TOTAL RETURN FUND |
| BLACKROCK TOTAL RETURN FUND GM |
| COHEN & STEERS REALTY SHARES FUND |
| COLUMBIA MID CAP INDEX FUND INSTITUTIONAL 2 CLASS |
| COLUMBIA SMALL CAP GROWTH FUND ADVISOR |
| COLUMBIA SMALL CAP GROWTH FUND ADVISOR GM |
| COLUMBIA SMALL CAP INDEX FUND INSTITUTIONAL 2 CLASS |
| DELAWARE IVY SYSTEMATIC EMERGING MARKETS EQUITY FUND CLASS A |
| EATON VANCE HIGH INCOME OPPORTUNITIES FUND CLASS I |
| INVESCO INVESCO CORE BOND FUND Y |
| INVESCO INVESCO CORE BOND FUND Y GM |
| ISHARES MSCI EAFE INTERNATIONAL INDEX FUND INSTITUTIONAL GM |
| ISHARES MSCI EAFE INTERNATIONAL INDEX FUND INSTITUTIONAL |
| ISHARES RUSSELL 2000 SMALL CAP FUND |
| ISHARES S&P 500 INDEX FUND INSTITUTIONAL |
| JANUS HENDERSON BALANCED FUND 1 |
| MFS MID CAP VALUE FUND CLASS R4 |
| MFS MID CAP VALUE FUND CLASS R4 GM |
| NEUBERGER BERMAN LARGE CAP VALUE INSTITUTIONAL FUND |
| NEUBERGER BERMAN LARGE CAP VALUE INSTITUTIONAL FUND GM |
| NEUBERGER BERMAN MID CAP FUND |
| NEUBERGER BERMAN MID CAP FUND GM |
| T. ROWE PRICE BLUE CHIP GROWTH FUND |
| T. ROWE PRICE RETIREMENT 2010 FUND |
| T. ROWE PRICE RETIREMENT 2015 FUND |
| T. ROWE PRICE RETIREMENT 2020 FUND |
| T. ROWE PRICE RETIREMENT 2025 FUND |
| T. ROWE PRICE RETIREMENT 2030 FUND |
| T. ROWE PRICE RETIREMENT 2035 FUND |
| T. ROWE PRICE RETIREMENT 2040 FUND |
| T. ROWE PRICE RETIREMENT 2045 FUND |
| T. ROWE PRICE RETIREMENT 2050 FUND |
| T. ROWE PRICE RETIREMENT 2055 FUND |
| T. ROWE PRICE RETIREMENT 2060 FUND |
Investment model portfolios
We provide two types of investment model portfolios for INFORMATION SERVICES GROUP, INC. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INFORMATION SERVICES GROUP, INC. PROFIT SHARING PLAN