Investment options of INFOCISION, INC. 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| NT ACWI EX US IMI FD DC NL TIER 4 Collective Trust Funds |
| NT Ext Equity Mkt Idx Fd DCNL T 4 Collective Trust Funds |
| NT COL S&P 500 IDX FD DC NL 4 Collective Trust Funds |
| NT AGG Bond Index Fund NL T4 Collective Trust Funds |
| MFS Large Cap Value CIT CL CT Collective Trust Funds |
| MFS Mid Cap Growth Fund Ct Collective Trust Funds |
| MFS Mid Cap Value Fund Ct Collective Trust Funds |
| Harbor Captial Appreciation Retirement Collective Trust Funds |
| Great Gray Trust Europacific Growth CT Collective Trust Funds |
| FIAM CORE PLUS COMMINGLED POOL CLASS I Collective Trust Funds |
| NOTES RECEIVABLE FROM PARTICIPANTS from 5.25% – 10.50% $ – |
| 1VTINX 603,472.47 |
| 1VTWNX 30,607.43 |
| 1VTTVX 1,947,090.58 |
| 1VTHRX 138,936.56 |
| 1VTTHX 4,434,544.89 |
| 1VFORX 121,856.61 |
| 1VTIVX 4,031,681.51 |
| 1VFIFX 247,843.43 |
| 1VFFVX 451,371.13 |
| 1VTTSX 511,320.41 |
| 1VLXVX 227,801.32 |
| 1VSVNX 51,634.47 |
| 1NTACT4 1,032,452.49 |
| 1WTEGCT 1,713,020.34 |
| 1PCSMX 368,131.94 |
| 1ESPRX 1,213,476.24 |
| 1MMCGCT 1,406,630.23 |
| 1MMCVCT 436,507.54 |
| 1NTEMT4 1,151,513.76 |
| 1MFSLCV 956,759.81 |
| 1HRBCAR 2,853,981.17 |
| 1NTSPI4 2,964,573.51 |
| 1FCPCPI 1,017,276.79 |
| 1NTBIT4 664,478.26 |
| 1PCSV15 1,784,262.89 |
| FORFEITURES 110.87 |
Investment model portfolios
We provide two types of investment model portfolios for INFOCISION, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INFOCISION, INC. 401(K) PLAN