Investment options of INFINITY GLOBAL INC 401(K) PLAN
Total Available Funds: 47
| Investment Description |
|---|
| Voya Voya Fixed Account |
| AB Global AB Global Bond Fund – Class Z |
| Allspring Allspring Special Mid Cap Value Fund – Class R6 |
| American Funds American Balanced Fund – Class R-6 |
| American Funds American High-Income Trust – Class R-6 |
| American Funds New Perspective Fund – Class R-6 |
| American Funds New World Fund – Class R-6 |
| BlackRock S&P 500 Index Fund – Class K |
| BlackRock iShares U.S. Aggregate Bond Index Fund – Class K |
| Eaton Vance Atlanta Capital SMID-Cap Fund – Class R6 |
| Goldman Sachs GQG Partners International Opportunities Fund – Class R6 |
| Janus Henderson Triton Fund – Class N Shares |
| MFS Massachusetts Investors Growth Stock Fund – Class R5 |
| PGIM PGIM Short-Term Corporate Bond Fund – Class R6 |
| Putnam Large Cap Value Fund – Class R6 |
| Vanguard Mid-Cap Index Fund – Admiral |
| Vanguard Small-Cap Index Fund – Admiral |
| Wells Fargo Wells Fargo Special Small Cap Value Fund – Class R6 |
| Voya MyCompass Index Aggressive 2045 Fund – Fee Class R |
| Voya MyCompass Index Aggressive 2055 Fund – Fee Class R |
| Voya MyCompass Index Conservative 2035 Fund – Fee Class R |
| Voya MyCompass Index Conservative 2055 Fund – Fee Class R |
| Voya MyCompass Index Conservative Retirement Fund – Fee Class R |
| Voya MyCompass Index Moderate 2035 Fund – Fee Class R |
| Voya MyCompass Index Moderate 2045 Fund – Fee Class R |
| Voya MyCompass Index Moderate 2055 Fund – Fee Class R |
| Voya MyCompass Index Moderate 2065 Fund – Fee Class R |
| Voya MyCompass Index Moderate Retirement Fund – Fee Class R |
| receivable 4.25% – 9.50%, various maturity dates through 2029 |
| AB Global Bond Fund Z Registered Investment Company |
| Allspg Spec MdCp Vl Fd R6 Registered Investment Company |
| Allspg Spec SmCp Vl Fd R6 Registered Investment Company |
| American Funds Am Balanced R6 Registered Investment Company |
| American Funds Hi-Income Tr R6 Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| American Funds Nw Prspctv R6 Registered Investment Company |
| Eaton Vance Atl Cp SMIDCp F R6 Registered Investment Company |
| Gldmn Sachs GQG Prt Int Opp R6 Registered Investment Company |
| Janus Hndr Triton Fd N Registered Investment Company |
| Mass Investors Grw Stk Fnd R6 Registered Investment Company |
| PGIM Short-Term Corp Bond F R6 Registered Investment Company |
| Putnam Lrg Cp Val Fd – Cl R6 Registered Investment Company |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company |
| Vangrd Small-Cap Index Fnd Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
| iShares S&P 500 Index Fund K Registered Investment Company |
| iShares US Agg Bond In Fd K Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for INFINITY GLOBAL INC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INFINITY GLOBAL INC 401(K) PLAN