Investment options of INDUSTRIAL AID, INC. 401(K) PLAN001
Total Available Funds: 31
| Investment Option List |
|---|
| Invesco Stable Asset |
| State ST INTL Index Seclend VII |
| State ST Russ SC IDX VIII Common/Collective Trust |
| State ST S&P 500 IDX IX Common/Collective Trust |
| State ST S&P Mid-Cap Index NL J Common/Collective Trust |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| JPM LRG CP GWTH R3 |
| T.ROWE PRICE RETIREMENT 2025-R (TRRHX) |
| AMERICAN CENTURY SM CAP GRTH-A |
| BLACKROCK EQUITY DIVIDEND – A (MADVX) |
| T. ROWE PRICE RETIRE BALANCE R (TRVLX) |
| PUTNAM INTERNATIONAL VALUE – A (PNGAX) |
| JANUS H OVERSEAS FUND – S (JIGFX) |
| T.ROWE PRICE RETIREMENT 2015-R (TRRGX) |
| T. ROWE PRICE RETIREMENT 2065 (PASUX) |
| T.ROWE PRICE RETIREMENT 2020-R (TRRBX) |
| VICTORY ESTABLISHED VALUE A (GETGX) |
| MFS MID CAP GROWTH FUND R3 (OTCHX) |
| T.ROWE PRICE RETIREMENT 2040-R (TRRDX) |
| VICTORY SMALL CO OPPORTUNITY A (VSOIX) |
| T.ROWE PRICE RETIREMENT 2050-R (TRRMX) |
| T.ROWE PRICE RETIREMENT 2010-R (TRRAX) |
| T.ROWE PRICE RETIREMENT 2035-R (TRRJX) |
| T.ROWE PRICE RETIREMENT 2045-R (TRRKX) |
| T.ROWE PRICE RETIREMENT 2055-R (TRRNX) |
| T.ROWE PRICE RETIREMENT 2030-R (TRRCX) |
| STATE ST INTL IDX SECLEND VIII |
| STATE ST RUSS SC IDX VIII |
| STATE ST S&P 500 IDX IX |
| STATE ST S&P MD CP IDX NL J |
Investment model portfolios
We provide two types of investment model portfolios for INDUSTRIAL AID, INC. 401(K) PLAN001 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INDUSTRIAL AID, INC. 401(K) PLAN001