IDAHO POWER COMPANY EMPLOYEE SAVINGS PLAN
Investment Model Portfolios

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Total Available Funds: 36
Asset Class Ticker Description
Others
ROOT CASH Dreyfus Treasury Prime Cash Management Fund
Retirement Income TRRIX T. Rowe Price Retirement Equity Income Fund
Moderate Allocation VBINX Vanguard Balanced Index Fund
Target Date 2011-2015 WFSCX Wells Fargo Adv Dow Jones Target 2015
Target Date 2016-2020 WFOBX Wells Fargo Adv Dow Jones Target 2020
Target Date 2000-2010 WFOAX Wells Fargo Adv Dow Jones Target 2010
Target Date 2026-2030 WFOOX Wells Fargo Adv Dow Jones Target 2030
Target Date 2021-2025 WFTYX Wells Fargo Adv Dow Jones Target 2025
Target Date 2036-2040 WFOSX Wells Fargo Adv Dow Jones Target 2040
Target Date 2031-2035 WFQRX Wells Fargo Adv Dow Jones Target 2035
Target Date 2041-2045 WFQPX Wells Fargo Adv Dow Jones Target 2045
Retirement Income WFBTX Wells Fargo Adv Dow Jones Target Today
Target Date 2050+ WFQFX Wells Fargo Adv Dow Jones Target 2050
FIXED INCOME
Intermediate-Term Bond DODIX Dodge Cox Income Fund
Intermediate-Term Bond VBMFX Vanguard Total Bond Mkt Index Fund
High Yield Bond PHDRX Putnam High Yield Tr
Short-Term Bond PYSBX Payden Short Bond Fund
WORLD BOND PGBRX Putnam Global Income Tr
US EQUITY
LARGE BLEND VINIX Vanguard Institutional Index Fund
LARGE GROWTH HACAX Harbor Capital app Fund
SMALL VALUE PSVIX Allianz NFJ Small Cap Value Institutional
Small Growth GTSRX AIM Small Cap Growth Fund
Mid-Cap Growth LAGRX Loomis Sayles Mid Cap Growth Fund Institutional
LARGE VALUE PEQRX Putnam Equity Income Fund
MID-CAP VALUE ARTQX Artisan Mid Cap Value Fund
SMALL BLEND NAESX Vanguard Small Cap Index Fund
MID-CAP BLEND VIMSX Vanguard Mid Capitalization Index Fund
US EQUITY MERC Mercer Pending Account
INTERNATIONAL EQUITY
Foreign Large Growth AIERX AIM International Growth Fund
Foreign Large Growth ARTIX Artisan International Fund
Foreign Large Value DFIPX Dimensional Fund Advisors DFA International Value Portfolio
Foreign Large Value CIVIX Causeway International Value Fund Institutional
Foreign Small/Mid Value DFISX Dimensional Fund Advisors DFA International Small Company Portfolio
Foreign Large Blend VGTSX Vanguard Total International Stock Index Fund
COMMODITIES
COMMODITIES BROAD BASKET PCRPX Pimco Allianz Investments Pacific Investment Management Company Commodity Real Return Strategy Fund
Emerging Market
DIVERSIFIED EMERGING MKTS HLEMX Harding Loevner Emerging Mkts Portfolio

The following is a moderate-risk model portfolio constructed from the investment options of IDAHO POWER COMPANY EMPLOYEE SAVINGS PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for IDAHO POWER COMPANY EMPLOYEE SAVINGS PLAN

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