Investment options of IATA U.S. GROUP RETIREMENT PLAN
Total Available Funds: 18
| Investment Option List |
|---|
| Mass Mutual Guaranteed Investment Contract at contract value |
| Mass Mutual Premier US Govt. Money Mkt |
| Vanguard Extended Market Index (VEXMX) |
| William Blair Small Md Cap Growth Fund (WIISX) |
| The Hartford Int'l Opportunities (IVTEX) |
| AB Funds Discovery Value Fund |
| PIMCO Funds Real Return (PRLPX) |
| AMG River Road Dividend Fund (ARIDX) |
| American Century One Choice In Rt (AAAFX) |
| American Century One Choice 2025 (AABJX) |
| American Century One Choice 2030 (AABWX) |
| American Century One Choice 2035 (AACKX) |
| American Century One Choice 2040 (AACSX) |
| American Century One Choice 2045 (AADHX) |
| American Century One Choice 2050 (AADNX) |
| American Century One Choice 2055 (AADVX) |
| Vanguard 500 Index Admiral (VFINX) |
| two to ten years |
Investment model portfolios
We provide two types of investment model portfolios for IATA U.S. GROUP RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for IATA U.S. GROUP RETIREMENT PLAN