Investment options of HYUNDAI MOTOR AMERICA PROFIT SHARING RETIREMENT PLAN
Total Available Funds: 34
| Investment Description |
|---|
| MANAGED INCOME PORTFOLIO |
| GOVERNMENT MONEY MARKET FUND |
| SMALL-CAP VALUE FUND 2 |
| CONTRA FUND |
| GROWTH FUND 3 |
| PURITAN FUND 8 |
| FREEDOM INDEX INCOME FUND 4 |
| FREEDOM US BOND INDEX FUND 2 |
| FREEDOM 2005 FUND 9 |
| FREEDOM 2010 FUND |
| FREEDOM 2015 FUND |
| FREEDOM 2020 FUND 2 |
| FREEDOM 2025 FUND 8 |
| FREEDOM 2030 FUND 10 |
| FREEDOM 2035 FUND 9 |
| FREEDOM 2040 FUND 8 |
| FREEDOM 2045 FUND 8 |
| FREEDOM 2050 FUND 4 |
| FREEDOM 2055 FUND 3 |
| FREEDOM 2060 FUND 1 |
| FREEDOM 2065 FUND |
| 500 INDEX INSTITUTIONAL FUND |
| EMERGING MARKET INDEX 3 |
| MID CAP INDEX PREMIUM FUND 3 |
| SMALL CAP INDEX PREMIUM FUND 2 |
| INTERNATIONAL INDEX 7 |
| COLOMBIA DIVIDEND INCOME FUND ADVISOR |
| DELAWARE IVY MID CAP GROWTH FUND |
| M FS INTERNATIONAL VALUE FUND 9 |
| I NVESCO DEVELOPING MARKETS FUND 3 |
| JANUS HENDERSON TRITON FUND 6 |
| PRUDENTIAL: TOTAL RETURN FUND 12 |
| GLOBAL TOTAL RETURN FUND 2 |
| VICTORY ESTABLISHED VALUE FUND 6 |
Investment model portfolios
We provide two types of investment model portfolios for HYUNDAI MOTOR AMERICA PROFIT SHARING RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HYUNDAI MOTOR AMERICA PROFIT SHARING RETIREMENT PLAN