Investment options of HYUNDAI 401K PLAN
Total Available Funds: 43
| Investment Description |
|---|
| Fidelity Management Trust Co. Fidelity |
| T.Rowe Price T.Rowe Price Retirement 2035 |
| T.Rowe Price T.Rowe Price Retirement 2030 |
| Fidelity Management Trust Co. Fidelity Advisor Technology I |
| T.Rowe Price T.Rowe Price Retirement 2045 |
| T.Rowe Price T.Rowe Price Retirement 2040 |
| JP Morgan JP Morgan Growth Advantage Fund Class R6 |
| T.Rowe Price T.Rowe Price Retirement 2055 |
| T.Rowe Price T.Rowe Price Retirement 2050 |
| T.Rowe Price T.Rowe Price Retirement 2025 |
| T.Rowe Price T.Rowe Price Retirement 2060 |
| Fidelity Management Trust Co. Fidelity Mid Cap |
| Fidelity Management Trust Co. Fidelity Advisor Small Cap Value I |
| Putnam Large Cap Value Y |
| Fidelity Management Trust Co. Fidelity International |
| MFS Mid Cap Growth R4 |
| Putnam Global Technology |
| Allspring AS Prec Metals IS |
| Fidelity Management Trust Co. Fidelity Advisor Health Care I |
| Fidelity Management Trust Co. Fidelity Advisor Strategic Income I |
| MFS International Intrinsic Value Fund Class R4 |
| Janus Henderson Triton Fund Class T |
| T.Rowe Price T.Rowe Price Retirement 2020 |
| Janus Henderson Global Life Sciences T |
| JP Morgan JP Morgan Core Plus Bond R6 |
| American Century Mid Cap Value Fund R6 |
| Fidelity Management Trust Co. Fidelity Advisor Utilities Fund Class I |
| Fidelity Management Trust Co. Fidelity U.S. Bond |
| Fidelity Management Trust Co. Fidelity Advisor Consumer Discretionary I |
| Black Rock BlackRock Global Allocation Fund |
| Fidelity Management Trust Co. Fidelity Advisor Energy Fund Class Z |
| Fidelity Management Trust Co. Fidelity Emerging Markets |
| T.Rowe Price T.Rowe Price Retirement 2065 |
| Nuveen High Yield Income I |
| Loomis Sayles Loomis Sayles Bond Fund Institutional Class |
| Fidelity Management Trust Co. Fidelity Advisor Materials Fund Class Z |
| Fidelity Management Trust Co. Fidelity Small Cap |
| Black Rock BlackRock Strategic Global Bond INST |
| T.Rowe Price T.Rowe Price Retirement 2015 |
| Goldman Sachs International Small Cap Insights Fund |
| Fidelity Management Trust Co. Fidelity Advisor Telecommunications Fund Class Z |
| T.Rowe Price T.Rowe Price Retirement Balance |
| 10.50%) maturing through July 2031 |
Investment model portfolios
We provide two types of investment model portfolios for HYUNDAI 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HYUNDAI 401K PLAN