Investment options of HYLAND SOFTWARE 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| American Funds New World Fund; Class R5 |
| Artisan Artisan International Value Fund – Investor |
| Calvert International Calvert International Equity Fund; Class I |
| DFA International Large Cap Growth Portfolio |
| Dodge & Cox Dodge & Cox Income Fund |
| Federated Hermes Inst. High Yield Bond Fund; Inst. Class |
| Institutional Shares |
| Pax Pax Sustainable Allocation Fund; Institutional |
| PGIM PGIM Jennison Mid-Cap Growth Fund; Class Z |
| Victory Victory Sycamore Established Value Fund; Class I |
| Vanguard Fiduciary Trust Co. Vanguard Balanced Index Fund Admiral Shares |
| Vanguard Fiduciary Trust Co. Vanguard Small-Cap Index Fund Adm Shares |
| Vanguard Fiduciary Trust Co. Vanguard Inflation-Protected Securities Fund: Adm Shares |
| Vanguard Fiduciary Trust Co. Vanguard Institutional Index Fund Inst'l Shares |
| Vanguard Fiduciary Trust Co. Vanguard Wellesley Income Fund Admiral Shares |
| Vanguard Fiduciary Trust Co. Vanguard Windsor Fund Admiral Shares |
| Brown Advisory Brown Advisory Sustainable Growth Fund; Institutional Shares |
| Cohen & Steers Cohen & Steers U.S. Realty Fund; Class-BE |
| Putnam Trust Putnam Large Cap Trust |
| Vanguard Equity Index Group Vanguard Target Retirement 2020 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2025 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2030 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2035 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2040 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2045 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2050 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2055 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2060 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2065 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement 2070 Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement Income Trust II |
| Vanguard Equity Index Group Vanguard Target Retirement Income and Growth Trust II |
Investment model portfolios
We provide two types of investment model portfolios for HYLAND SOFTWARE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HYLAND SOFTWARE 401(K) PLAN