Investment options of HUDSON TECHNOLOGIES 401(K) SAVINGS PLAN
Total Available Funds: 30
| Investment Description |
|---|
| MassMutual Global Fund |
| American Funds Balanced Fund |
| American Funds New Economy Fund |
| Vanguard Extended Market |
| Vanguard |
| Columbia Dividend Income Fund |
| BlackRock iShares Small Cap |
| Dimensional I nternational Core Equity Fund |
| Wilmington Trust IndexSelect Moderate Retirement |
| Wilmington Trust IndexSelect Moderate 2035 |
| Wilmington Trust IndexSelect Moderate 2045 |
| Wilmington Trust I ndexSelect Moderate 2055 |
| Empower Guaranteed Interest Account |
| 1IMRFR6 3,043,327.64 |
| 1IM35R6 4,027,869.74 |
| 1IM45R6 1,295,723.55 |
| 1IM55R6 1,145,850.90 |
| 1DFIEX 171,469.48 |
| 1MGFZX 555,163.31 |
| 1VTIAX 73,087.04 |
| 1BDBKX 406,672.36 |
| 1VEXAX 540,264.72 |
| 1RNGGX 1,174,031.31 |
| 1CDDYX 800,897.15 |
| 1VFIAX 3,005,305.19 |
| 1RLBGX 848,383.25 |
| 1FBKWX 249,407.10 |
| 1VBTLX 450,624.42 |
| 1MNDNB1 2.200 1,151,712.59 |
| FORFEITURES 48,599.86 |
Investment model portfolios
We provide two types of investment model portfolios for HUDSON TECHNOLOGIES 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HUDSON TECHNOLOGIES 401(K) SAVINGS PLAN