Investment options of HUBSPOT, INC. 401(K) PROFIT SHARING PLAN & TRUST
Total Available Funds: 49
| Investment Description |
|---|
| JPMorgan Global Bond Opportunities Mutual Fund |
| Amcent Inflation Adjusted Bond Mutual Fund |
| Lord Abbett Ultra Short Bond Mutual Fund |
| Vanguard Value Index Mutual Fund |
| American Funds Europac Growth R6 Mutual Fund |
| Vanguard Growth Index Mutual Fund |
| T Rowe Price Dividend Growth Mutual Fund |
| DFA Emerging Market Core Equity Mutual Fund |
| Lord Abbett Short Duration Inc Mutual Fund |
| Fidelity 500 Index Mutual Fund |
| Fidelity GLB EX US IDX Mutual Fund |
| Vanguard S&P Mid Cap 400 Mutual Fund |
| Vanguard FTSE All-World Small Cap Index Mutual Fund |
| Voya Mid Cap Opportunities R6 Mutual Fund |
| Fidelity Government Money Market Mutual Fund |
| Dodge & Cox Income Mutual Fund |
| Vanguard S&P Small Cap 600 Mutual Fund |
| Fidelity Freedom Index Inc Mutual Fund |
| Fidelity Freedom Inc Mutual Fund |
| Fidelity Freedom 2055 Fund Mutual Fund |
| Fidelity Freedom 2010 Fund Mutual Fund |
| Fidelity Freedom 2020 Fund Mutual Fund |
| Fidelity Freedom 2030 Fund Mutual Fund |
| Fidelity Freedom 2040 Fund Mutual Fund |
| Fidelity Freedom 2045 Fund Mutual Fund |
| Fidelity Freedom 2025 Fund Mutual Fund |
| Fidelity Freedom 2035 Fund Mutual Fund |
| Fidelity Freedom 2015 Fund Mutual Fund |
| Fidelity Freedom 2005 Fund Mutual Fund |
| Fidelity Freedom 2050 Fund Mutual Fund |
| Fidelity Freedom 2060 Fund Mutual Fund |
| Fidelity Freedom 2065 Fund Mutual Fund |
| Fidelity Freedom Index 2005 Fund Mutual Fund |
| Fidelity Freedom Index 2010 Fund Mutual Fund |
| Fidelity Freedom Index 2015 Fund Mutual Fund |
| Fidelity Freedom Index 2020 Fund Mutual Fund |
| Fidelity Freedom Index 2025 Fund Mutual Fund |
| Fidelity Freedom Index 2030 Fund Mutual Fund |
| Fidelity Freedom Index 2035 Fund Mutual Fund |
| Fidelity Freedom Index 2040 Fund Mutual Fund |
| Fidelity Freedom Index 2045 Fund Mutual Fund |
| Fidelity Freedom Index 2050 Fund Mutual Fund |
| Fidelity Freedom Index 2055 Fund Mutual Fund |
| Fidelity Freedom Index 2060 Fund Mutual Fund |
| Fidelity Freedom Index 2065 Fund Mutual Fund |
| Columbia Emerging Markets I3 Mutual Fund |
| Vanguard GNMA Admin Mutual Fund |
| Vanguard Wellesley Admin Mutual Fund |
| Vanguard Explorer Admin Mutual Fund |
Investment model portfolios
We provide two types of investment model portfolios for HUBSPOT, INC. 401(K) PROFIT SHARING PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HUBSPOT, INC. 401(K) PROFIT SHARING PLAN & TRUST