HMSHOST CORPORATION 401K RETIREMENT SAVINGS PLAN AND TRUST Investment Model Portfolios

Investment options of HMSHOST CORPORATION 401K RETIREMENT SAVINGS PLAN AND TRUST

Total Available Funds: 14

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	PTRAX	PIMCO Funds: Total Return Fund; Administrative Class Shares

US EQUITY
LARGE BLEND	VFIAX	Vanguard Index Funds: Vanguard 500 Index Fund; Admiral Shares
MID-CAP VALUE	JMIVX	Janus Investment Fund: Perkins Mid Cap Value Fund; Class L Shares
Mid-Cap Growth	RPMGX	T Rowe Price Mid-Cap Growth Fund
MID-CAP VALUE	JDPAX	Janus Investment Fund: Perkins Mid Cap Value Fund; Class A Shares
LARGE VALUE	EHSTX	Eaton Vance Special Investment Trust: Eaton Vance Large-Cap Value Fund; Class A Shares
LARGE BLEND	VFINX	Vanguard Index Funds: Vanguard 500 Index Fund; Investor Shares
Mid-Cap Growth	PEGZX	Prudential Jennison Mid-Cap Growth Fund
LARGE GROWTH	AGTHX	Growth Fund of America
Small Growth	PGOAX	Prudential Jennison Small Company Fund
SMALL VALUE	SSGSX	Victory Portfolios: Small Company Opportunity Fund; Class A Shares

INTERNATIONAL EQUITY
Foreign Large Growth	AIIEX	AIM International Mutual Funds (Invesco International Mutual Funds): Invesco International Gro Fd; Cl A Shs
Foreign Large Value	TFEQX	Templeton Institutional Funds: Foreign Equity Series; Primary Shares

Others
Target Date 2000-2010	TRRFX	T Rowe Price Retirement Funds

Investment model portfolios

We provide two types of investment model portfolios for HMSHOST CORPORATION 401K RETIREMENT SAVINGS PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for HMSHOST CORPORATION 401K RETIREMENT SAVINGS PLAN AND TRUST

HMSHOST 401(K) RETIREMENT SAVINGS PLAN AND TRUST

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