Investment options of HILLMANN CONSULTING 401(K) PLAN
Total Available Funds: 38
| Investment Option List |
|---|
| Attachment – Form |
| AT DECEMBER 31, (AT) |
| BlackRock Global Allocation Instl (MGJAX) |
| Dodge & Cox Dodge & Cox Stock Fund I (DODFX) |
| First Eagle First Eagle Global I (SGIIX) |
| Shelton Shelton Cap Mgmt Nasdaq-100 Index Inv (NQQQX) |
| Templeton Templeton Intl Bond Adv (TGBAX) |
| T. Rowe Price Small Cap Value Inv (PRSVX) |
| Vanguard 500 Index Adm (VFINX) |
| Vanguard Balanced Index Adm (VAARX) |
| Vanguard Dividend Growth Inv (VDIGX) |
| Vanguard Growth Index Adm (VTGLX) |
| Vanguard Information Tech Index ETF (VITAX) |
| Vanguard Mid-Cap Growth Inv (VMGIX) |
| Vanguard S&P Mid-Cap 400 Index ETF (VMFGX) |
| Vanguard Short-Term Invest Grade Inv (VFSTX) |
| Vanguard Small-Cap Index Adm (VISVX) |
| Vanguard Target Retirement 2020 Fund (VTWNX) |
| Vanguard Target Retirement 2030 Fund (VTHRX) |
| Vanguard Target Retirement 2040 Fund (VFORX) |
| Vanguard Target Retirement 2050 Fund (VFIFX) |
| Vanguard Target Retirement 2060 Fund (VTTSX) |
| Vanguard Target Retirement 2065 Fund (VSXFX) |
| Vanguard Target Retirement 2070 Fund (VSVNX) |
| Vanguard Target Retirement Income Fund (VTINX) |
| Vanguard Value Index Adm (VTRIX) |
| Vanguard Wellesley Income Adm (VWIAX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard (VFISX) |
| T. Rowe Price (TRVLX) |
| DoubleLine (DLSIX) |
| Templeton (TLSAX) |
| BlackRock (PBAIX) |
| American Funds (CMFCX) |
| First Eagle (FEAFX) |
| Participant's Loan Account |
| Ascensus Trust Company |
Investment model portfolios
We provide two types of investment model portfolios for HILLMANN CONSULTING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HILLMANN CONSULTING 401(K) PLAN