Investment options of HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN
Total Available Funds: 37
| Investment Option List |
|---|
| Amcent Cap Growth R6 (SGRIX) |
| Dodge & Cox Income X (DODIX) |
| Europacific Growth R6 (CEUFX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity Blue Chip Grwth K6 (FBGRX) |
| Fidelity International Index (FDIVX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity Small Cap Index (FSISX) |
| Fidelity US Bond Index (FSHBX) |
| T. Rowe Price Midcap Growth I (PRDGX) |
| Victory Syc Est Value R6 (RSVAX) |
| Victory Syc Small Co Opp R6 |
| MFS Lrg Cap Value Fd (ILVAX) |
| T. Rowe Price Ret Bal Trust F (TRVLX) |
| T. Rowe Price Hyb 2020 (TRRBX) |
| T. Rowe Price Hyb 2025 (TRRHX) |
| T. Rowe Price Hyb 2030 (TRRCX) |
| T. Rowe Price Hyb 2035 (TRRJX) |
| T. Rowe Price Hyb 2040 (TRRDX) |
| T. Rowe Price Hyb 2045 (TRRKX) |
| T. Rowe Price Hyb 2050 (TRRMX) |
| T. Rowe Price Hyb 2055 (TRRNX) |
| T. Rowe Price Hyb 2060 (TRPLX) |
| T. Rowe Price Hyb 2065 (PASUX) |
| maturing through January 2030 |
| AMCENT SMALL CAP GROWTH R6 Registered Investment Company (UTVKX) |
| DODGE & COX INCOME X Registered Investment Company (DODIX) |
| EUROPACIFIC GROWTH R6 Registered Investment Company (R6) |
| FIDELITY 500 INDEX Registered Investment Company (FRESX) |
| FIDELITY BLUE CHIP GRWTH K6 Registered Investment Company (FBGRX) |
| FIDELITY INTERNATIONAL INDEX Registered Investment Company (FSSEX) |
| FIDELITY MID CAP INDEX Registered Investment Company (FIIMX) |
| FIDELITY SMALL CAP INDEX Registered Investment Company (FSSJX) |
| FIDELITY US BOND INDEX Registered Investment Company (FBNDX) |
| TROWE PRICE MIDCAP GROWTH I Registered Investment Company |
| VICTORY SYC EST VALUE R6 Registered Investment Company |
| VICTORY SYC SMALL CO OPP R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN