Investment options of Hga 401 K Savings Plan
Total Available Funds: 42
| Investment Description |
|---|
| Ab Us Large Cap Growth Cit (W Sers) L Collective Trust Funds N/A |
| Principal Mid Cap Fd T Iv Collective Trust Funds N/A |
| The Vanguard Target Retire 2020 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2025 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2030 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2035 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2040 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2045 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2050 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2055 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2060 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2065 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire 2070 Trust II Collective Trust Funds N/A |
| The Vanguard Target Retire Incm Trust II Collective Trust Funds N/A |
| 1VGRINC 2,252,110.76 |
| 1VG2020 5,001,651.15 |
| 1VG2025 11,708,809.20 |
| 1VG2030 12,865,654.76 |
| 1VG2035 23,116,802.76 |
| 1VG2040 13,505,464.00 |
| 1VG2045 19,279,091.52 |
| 1VG2050 14,647,272.36 |
| 1VG2055 10,825,934.67 |
| 1VG2060 5,379,389.10 |
| 1VG2065 1,606,230.21 |
| 1P0263A 86,043.14 |
| 1RERGX 11,024,107.78 |
| 1CDHRX 3,668,433.44 |
| 1VTIAX 261,315.14 |
| 1ODIIX 193,396.78 |
| 1VSCIX 7,215,239.49 |
| 1PRNMDA 149,027.82 |
| 1VMCIX 8,816,124.67 |
| 1VFTAX 1,656,346.77 |
| 1VINIX 29,425,684.39 |
| 1VWNAX 14,222,691.84 |
| 1S6621F 31,077,328.60 |
| 1FNDSX 192,828.85 |
| 1PIMIX 2,252,103.90 |
| 1VBTIX 14,361,253.13 |
| 1PCSV15 7,536,207.51 |
| FORFEITURES 128,683.03 |
Investment model portfolios
We provide two types of investment model portfolios for Hga 401 K Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Hga 401 K Savings Plan