Investment options of HEROUX CORP. 401(K) RETIREMENT PLAN
Total Available Funds: 53
| Investment Description |
|---|
| American Funds EuroPacific Growth R6 Registered investment company |
| Artisan High Income Institutional Registered investment company |
| Cohen & Steers Realty Shares L Registered investment company |
| Fidelity 500 Index Registered investment company |
| Fidelity Inflation Protected Bond Index Registered investment company |
| Fidelity Mid Cap Index Registered investment company |
| Fidelity Small Cap Index Registered investment company |
| Empower T. Rowe Price Mid Cap Gr Inst Registered investment company |
| Harbor Capital Appreciation Retirement Registered investment company |
| Invesco Developing Markets R6 Registered investment company |
| JPMorgan Equity Income R6 Registered investment company |
| Loomis Sayles Small Cap Growth Instl Registered investment company |
| T. Rowe Price Retirement Balanced I Registered investment company |
| T. Rowe Price Retirement I 2020 I Registered investment company |
| T. Rowe Price Retirement I 2025 I Registered investment company |
| T. Rowe Price Retirement I 2030 I Registered investment company |
| T. Rowe Price Retirement I 2035 I Registered investment company |
| T. Rowe Price Retirement I 2040 I Registered investment company |
| T. Rowe Price Retirement I 2045 I Registered investment company |
| T. Rowe Price Retirement I 2050 I Registered investment company |
| T. Rowe Price Retirement I 2055 I Registered investment company |
| T. Rowe Price Retirement I 2060 I Registered investment company |
| T. Rowe Price Retirement I 2065 I Registered investment company |
| Allspring Special Mid Cap Value R6 Registered investment company |
| Allspring Special Small Cap Value R6 Registered investment company |
| 1TRJWX 404,134.81 |
| 1TRMOX 132,565.20 |
| 1TRDBX 304,733.65 |
| 1TREHX 1,596,652.38 |
| 1TRFHX 3,217,350.29 |
| 1TRFJX 1,640,644.11 |
| 1TRHDX 3,103,567.75 |
| 1TRIKX 2,274,296.74 |
| 1TRJLX 740,532.22 |
| 1TRJMX 571,212.22 |
| 1TRLNX 497,868.80 |
| 1CSRIX 153,486.39 |
| 1RERGX 1,043,915.86 |
| 1ODVIX 276,176.81 |
| 1FSSNX 514,209.72 |
| 1LSSNX 379,272.31 |
| 1ESPRX 57,616.60 |
| 1FSMDX 507,180.23 |
| 1MXYKX 810,643.26 |
| 1WFPRX 217,236.33 |
| 1FXAIX 1,868,935.42 |
| 1HNACX 1,684,656.02 |
| 1OIEJX 250,443.57 |
| 1APHFX 150,895.42 |
| 1FIPDX 521,678.06 |
| 1PTRQX 529,170.20 |
| 1BKGPF 1.450 1,101,166.56 |
| FORFEITURES 2,603.01 |
Investment model portfolios
We provide two types of investment model portfolios for HEROUX CORP. 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HEROUX CORP. 401(K) RETIREMENT PLAN