Investment options of HENDRICK AUTOMOTIVE GROUP 401K PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| Vanguard Institutional |
| Dodge & Cox Stock Fund Class X (DOXGX) |
| Vanguard S&P Mid Cap 400 Index (VMFGX) |
| Mass Mutual Select MidCap Growth Equity II R5 (MEFYX) |
| Vanguard S&P Mid Cap 600 Index (VIMSX) |
| Dodge & Cox International Stock Fund Class X (DOXFX) |
| Dodge & Cox Income Fund Class X (DOXIX) |
| Allspring Special Mid Cap Value Fund; Class R6 (SMCDX) |
| PIMCO Income Institutional (PFIIX) |
| Vanguard Target Retirement 2050 Trust II (VFIFX) |
| Vanguard Target Retirement 2045 Trust II (VTIVX) |
| Vanguard Target Retirement 2055 Trust II (VFFVX) |
| Vanguard Target Retirement 2035 Trust II (VTTHX) |
| Vanguard Target Retirement 2040 Trust II (VFORX) |
| Vanguard Target Retirement 2030 Trust II (VTHRX) |
| Vanguard Target Retirement 2060 Trust II (VTTSX) |
| Great Gray Trust Co. AB US Large Cap Growth CIT (W Series) (MXLGX) |
| Vanguard Target Retirement 2025 Trust II (VTTVX) |
| Vanguard Target Retirement 2065 Trust II (VSXFX) |
| Vanguard Target Retirement 2020 Trust II (VTWNX) |
| Vanguard Target Retirement Income Trust II (VTINX) |
| Vanguard Target Retirement 2070 Trust II (VSVNX) |
| Vanguard Target Retirement Income and Growth Trust II (VTINX) |
Investment model portfolios
We provide two types of investment model portfolios for HENDRICK AUTOMOTIVE GROUP 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HENDRICK AUTOMOTIVE GROUP 401K PLAN