Investment options of HEMLOCK SEMICONDUCTOR OPERATIONS LLC EMPLOYEES’ CAPITAL ACCUMULATION PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| VANGUARD FIDUCIARY TRUST COMPANY MONEY MARKET FUND (INFXX) |
| VANGUARD TREASURY MONEY MARKET FUND (TPIXX) |
| VANGUARD FIDUCIARY TRUST COMPANY AMERICAN FUNDS EUROPACIFIC GROWTH FUND; CLASS R-6 (FEPUX) |
| CONESTOGA SMALL CAP FUND; INSTITUTIONAL CLASS (CCALX) |
| DELAWARE SMALL CAP VALUE FUND; CLASS R6 (DEVIX) |
| DODGE & COX INCOME FUND (DODIX) |
| DODGE & COX STOCK FUND (DODFX) |
| JPMORGAN EMERGING MARKETS EQUITY FUND; CLASS R6 (JEMWX) |
| PIMCO INT'L BOND FUND (U. S. DOLLAR-HEDGED); INSTITU (PFORX) |
| T. ROWE PRICE BLUE CHIP GROWTH FUND; I CLASS (TRBCX) |
| VANGUARD EXTENDED MARKET INDEX FUND ADMIRAL SHARES (VEXAX) |
| VANGUARD INFLATION-PROTECTED SECURITIES FUND: ADM (VIPSX) |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD TARGET RETIREMENT 2020 FUND (VTWNX) |
| VANGUARD TARGET RETIREMENT 2025 FUND (VTTVX) |
| VANGUARD TARGET RETIREMENT 2030 FUND (VTHRX) |
| VANGUARD TARGET RETIREMENT 2035 FUND (VTTHX) |
| VANGUARD TARGET RETIREMENT 2040 FUND (VFORX) |
| VANGUARD TARGET RETIREMENT 2045 FUND (VTIVX) |
| VANGUARD TARGET RETIREMENT 2050 FUND (VFIFX) |
| VANGUARD TARGET RETIREMENT 2055 FUND (VFFVX) |
| VANGUARD TARGET RETIREMENT 2060 FUND (VTTSX) |
| VANGUARD TARGET RETIREMENT 2065 FUND (VSXFX) |
| VANGUARD TARGET RETIREMENT 2070 FUND (VSVNX) |
| VANGUARD TARGET RETIREMENT INCOME (VTINX) |
| VANGUARD TOTAL BOND MARKET INDEX FUND: INST'L SHR (VITBX) |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND: INS (VGTSX) |
| VANGUARD FIDUCIARY TRUST COMPANY SELF-DIRECTED BROKERAGE ACCOUNT INVESTMENTS – VANGUARD BROKERAGE OPTION |
| VANGUARD FIDUCIARY TRUST COMPANY COMMON COLLECTIVE TRUST FUND – VANGUARD RETIREMENT SAVINGS TRUST III |
Investment model portfolios
We provide two types of investment model portfolios for HEMLOCK SEMICONDUCTOR OPERATIONS LLC EMPLOYEES’ CAPITAL ACCUMULATION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HEMLOCK SEMICONDUCTOR OPERATIONS LLC EMPLOYEES' CAPITAL ACCUMULATION PLAN