Investment options of HELIOGEN, INC. 401(K) PLAN
Total Available Funds: 35
| Investment Option List |
|---|
| 1 Empower Trust Company, LLC American Century Mid Cap Value Fund (IACIX) |
| 2 Empower Trust Company, LLC American Century Small Cap Growth Fund (ANOHX) |
| 3 Empower Trust Company, LLC American Century Small Cap Value Fund (IACIX) |
| 4 Empower Trust Company, LLC American Century Strategic Allocation Aggressive Fund (AAAIX) |
| 5 Empower Trust Company, LLC American Century Strategic Allocation Conservative Fund (TWSCX) |
| 6 Empower Trust Company, LLC American Funds Global Growth Portfolio (PGGAX) |
| 7 Empower Trust Company, LLC BlackRock Advantage Small Cap Core Fund (BDSAX) |
| 8 Empower Trust Company, LLC BlackRock Emerging Markets Fund (MADCX) |
| 9 Empower Trust Company, LLC BlackRock Health Sciences Opportunities Fund (SHSSX) |
| 10 Empower Trust Company, LLC BlackRock Technologies Opportunities Fund (PBAIX) |
| 11 Empower Trust Company, LLC DFA International Value Fund (DISVX) |
| 12 * Empower Trust Company, LLC Empower US Government Securities Fund |
| 13 Empower Trust Company, LLC Fidelity |
| 14 Empower Trust Company, LLC Fidelity Advisor Utilities Fund (FUGIX) |
| 15 Empower Trust Company, LLC Fidelity Emerging Markets Fund (FMKIX) |
| 16 Empower Trust Company, LLC Fidelity Mid Cap (FIIMX) |
| 17 Empower Trust Company, LLC Fidelity US Bond |
| 19 Empower Trust Company, LLC iShares MSCI EAFE International (BTMPX) |
| 20 Empower Trust Company, LLC iShares Russell 2000 Small Cap (BDBPX) |
| 21 Empower Trust Company, LLC JP Morgan Global Bond Opportunties Fund |
| 22 Empower Trust Company, LLC JP Morgan International Equity Fund |
| 23 Empower Trust Company, LLC JP Morgan Large Cap Growth Fund (SNIGX) |
| 24 Empower Trust Company, LLC JP Morgan US Value Fund |
| 25 Empower Trust Company, LLC MFS Mid Cap Growth Fund (OTCIX) |
| 27 Empower Trust Company, LLC PGIM High-Yield Fund (PHYEX) |
| 28 Empower Trust Company, LLC PGIM Quantitative Solutions Large Cap |
| 29 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2025 Fund (PBATX) |
| 30 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2030 Fund (PDGKX) |
| 31 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2035 Fund (PCDLX) |
| 32 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2040 Fund (PALZX) |
| 33 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2045 Fund (PAFJX) |
| 34 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2050 Fund (PAEKX) |
| 35 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2055 Fund (PAAWX) |
| 36 Empower Trust Company, LLC Putnam Retirement Advantage Trust 2060 Fund (PAAKX) |
| Notes Receivable from Participants Maturing at various times through 2029 |
Investment model portfolios
We provide two types of investment model portfolios for HELIOGEN, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HELIOGEN, INC. 401(K) PLAN