Investment options of HEADLANDS TECH ORGANIZATION, LLC
Total Available Funds: 26
| Investment Description |
|---|
| American Funds The Bond Fun d of America® Class R-6 1,971 shares |
| American Funds New Perspective Fund® Class R-6 2,326 shares |
| American Funds 2035 Target Date Retirement Fund® Class R-6 186 shares |
| American Funds 2040 Target Date Retirement Fund® Class R-6 31,104 shares |
| American Funds 2045 Target Date Retirement Fund® Class R-6 71,545 shares |
| American Funds 2050 Target Date Retirement Fund® Class R-6 103,239 shares |
| American Funds 2055 Target Date Retirement Fund® Class R-6 74,824 shares |
| American Funds 2060 Target Date Retirement Fund® Class R-6 100,323 shares |
| Brown Advisory Sustainable Growth Fund 3,621 shares |
| Blackrock Health Sciences Opportunities Fund 3,560 shares |
| BNY Mellon Natural Resources Fund 2,334 shares |
| Columbia Global Technology Growth Fund Institutional 2 Class 8,317 shares |
| The Hartford Dividend and Growth Fund Class R6 1,580 shares |
| Janus Henderson Venture Fund Class N 778 shares |
| JPMorgan Growth Advantage Fund Class R6 7,594 shares |
| JPMorgan U.S. Small Company Fund Class R6 2,176 shares |
| MFS International Growth Fund Class R6 647 shares |
| MassMutual High Yield Fund 14,944 shares |
| PIMCO RAE PLUS Small Institutional Fund 7,108 shares |
| Thrivent Mid Cap Stock Fund Class S 1,141 shares |
| T. Rowe Price Financial Services Fund 754 shares |
| T. Rowe Price U.S. Equity Resea rch Fund 957 shares |
| Vanguard FTSE Social Index Fund Admiral 1,196 shares |
| Victory Sycamore Established Value Fund Class A 13,908 shares |
| Virtus FAR Mid-Cap Growth R6 Fund 4,544 shares |
| Virtus KAR Small-Cap Growth Fund 192 shares |
Investment model portfolios
We provide two types of investment model portfolios for HEADLANDS TECH ORGANIZATION, LLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HEADLANDS TECH ORGANIZATION, LLC