Investment options of HAWAI'I PACIFIC HEALTH 403(B) SAVINGS PLAN
Total Available Funds: 39
| Investment Description |
|---|
| VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2005 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2010 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2015 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2020 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2025 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2030 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2035 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2040 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2045 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2050 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2055 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2060 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT 2065 |
| T. ROWE PRICE: T. ROWE PRICE RETIREMENT AND INCOME PORTFOLIO |
| VOYA: VOYINTLHIDIVLOW VOL PORT-IN |
| VOYA: VY TRWPR DIVR MDCP GR PT I |
| VOYA: VY TRWPR GRW EQTY PT I |
| VOYA: VY INV GLOB PORTF - INIT CL |
| INVESCO VI CORE EQTY FUND SI |
| AMERICAN FD INFLTN LNKD BD FD R6 |
| BARON SMALL CAP RETAIL |
| BRANDYWINEGLOBAL HIGH YIELD A |
| COLUMBIA SMALL CAP VALUE II INST |
| DODGE & COX STOCK FU |
| FIDELITY EXTENDED MKT INDEX FD |
| FIDELITY 500 INDEX FD |
| HARTFORD MIDCAP Y |
| HARTFORD WORLD BOND FD CL R6 |
| INVESCO OPPENHEIMER DEV MKTS FD A |
| INVESCO REAL ESTATE FD CL R5 |
| JHANCOCK DISCIPLINED VALUE MID CAP A |
| LAZARD INTL STRATEGIC EQUITY OPEN SH |
| METROPOLITAN WEST TOTAL RETURN BD M |
| PARNASSUS CORE EQTY FD INV |
| PIONEER FUNDAMENTAL GROWTH Y |
| PIONEER STRATEGIC INCOME FD CL Y |
| VANGUARD TOTAL INTL STOCK INDEX INST |
| CHARLES SCHWAB INSTITUTIONAL - PERSONAL CHOICE RETIREMENT |
Investment model portfolios
We provide two types of investment model portfolios for HAWAI'I PACIFIC HEALTH 403(B) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HAWAI'I PACIFIC HEALTH 403(B) SAVINGS PLAN