Investment options of HAUSBECK 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| AMERICAN BEACON AB GLOBAL BOND FUND (AGEIX) |
| AMERICAN BEACON AB HIGH INCOME (ACHAX) |
| AMERICAN BEACON AMERICAN BEACON INTERNATIONAL EQUITY (AAIPX) |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GROWTH (FEPUX) |
| INVESCO AVNTS US SMCAP VAL INST |
| AMERICAN FUNDS AMFDS AM BAL R6 |
| BLACKROCK BLACKROCK STRATEGIC INCOME OPPORTUNITY INVESTMENT (BSIIX) |
| BLACKROCK BLACKROCK TOTAL RETURN (MJHQX) |
| GUGGENHEIM TOTAL RETURN BOND FUND (GIBCX) |
| GOLDMAN SACHS GDMNSCS GQGPTNRINTLOPPR R6 |
| BLACKROCK HIGH YIELD BOND PORTFOLIO CLASS K (BHYIX) |
| BLACKROCK MID-CAP GROWTH EQUITY (CMGIX) |
| COLUMBIA THREADNEEDLE INVESTMENTS COLUMBIA SELECT LARGE CAP GROWTH (UMLGX) |
| DELAWARE INVESTMENTS DELAWARE SMALL MID CAP GROWTH (DPAGX) |
| DIMENSIONAL FUND ADVISORS DFA EMERGING MARKETS CORE EQUITY (DAADX) |
| DIMENSIONAL FUND ADVISORS DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO (DFGEX) |
| DIMENSIONAL FUND ADVISORS DFA US LARGE CAP VALUE |
| DIMENSIONAL FUND ADVISORS DFA US TARGETED VALUE |
| DIAMOND HILL MID CAP FUND (DHMIX) |
| DODGE & COX INTERNATIONAL STOCK FUND (DODFX) |
| FEDERATED FEDERATED GOVERNMENT OBLIGATIONS PREMIER (GFSXX) |
| FIDELITY FIDELITY 500 INDEX FUND (FUSEX) |
| FIDELITY FIDELITY INTERNATIONAL INDEX FUND (FDIVX) |
| FIDELITY FIDELITY US BOND INDEX FUND (FSHBX) |
| HARBOR FUNDS HARBOR INTERNATIONAL GROWTH (HAIGX) |
| INVESCO INVESCO EQUITY AND INCOME (IUAIX) |
| OPPENHEIMERFUNDS OPPENHEIMER INTERNATIONAL SMALL- (OSMAX) |
Investment model portfolios
We provide two types of investment model portfolios for HAUSBECK 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HAUSBECK 401(K) PLAN