Investment options of HARTREE PARTNERS, LP EMPLOYEES' SAVINGS PLAN
Total Available Funds: 35
| Investment Description |
|---|
| BLACKROCK HIGH YIELD BOND INST |
| SCHWAB FDMTL US LG CO IDX |
| VANGUARD 500 INDEX ADMIRAL |
| VANGUARD COMM SERVICES INDEX |
| VANGUARD CONS DISCRET INDEX |
| VANGUARD CONS STAPLES INDEX ADM |
| VANGUARD DEVELOPED MKT IDX ADM |
| VANGUARD ENERGY INDEX ADM |
| VANGUARD HEALTH CARE INDEX ADM |
| VANGUARD INDUSTRIALS INDEX ADM |
| VANGUARD INFO TECH IDX ADM |
| VANGAURD MID CAP INDEX ADMIRAL |
| VANGUARD REAL ESTATE INDEX ADM |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD TARGET RETIREMENT 2020 |
| VANGUARD TARGET RETIREMENT 2025 |
| VANGUARD TARGET RETIREMENT 2030 |
| VANGUARD TARGET RETIREMENT 2035 |
| VANGUARD TARGET RETIREMENT 2040 |
| VANGUARD TARGET RETIREMENT 2045 |
| VANGUARD TARGET RETIREMENT 2050 |
| VANGUARD TARGET RETIREMENT 2055 |
| VANGUARD TARGET RETIREMENT 2060 |
| VANGUARD TARGET RETIREMENT 2065 |
| VANGUARD TARGET RETIREMENT INCOME |
| VANGUARD TTL BOND MKT IDX ADM |
| VANGUARD UTILITIES INDEX ADM |
| WEST ASSET INFL INDXD PLUS |
| WESTERN ASSET CORE PLUS BOND I |
| DWS EMERGING MARKETS |
| FIRST EAGLE GOLD FUND |
| VICTORY TRIVALENT INTL |
| FIDELITY LARGE CAP GROWTH IDX |
| FID ADVISOR EMERGING MARKETS A |
| VANGUARD TRSY MONEY MKT INVSTR MONEY MARKET FUND |
Investment model portfolios
We provide two types of investment model portfolios for HARTREE PARTNERS, LP EMPLOYEES' SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HARTREE PARTNERS, LP EMPLOYEES' SAVINGS PLAN