Investment options of HARRY LAWALL and SON 401K PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Vanguard Target Retirement 2055 Fund a |
| Vanguard Target Retirement 2065 Fund a |
| PIMCO RAE Emerging Markets Fund a |
| Davis Financial Fund Class A a |
| Northern Trust Northern Small Cap Val a |
| Vanguard Target Retirement 2020 Fund a |
| Vanguard Target Retirement 2030 Fund a |
| Vanguard Target Retirement 2040 Fund a |
| Vanguard Target Retirement 2050 Fund a |
| Baird Baird Core Plus Inst a |
| Vanguard Target Retirement Income Fund a |
| Vanguard Target Retirement 2025 Fund a |
| Vanguard Target Retirement 2035 Fund a |
| Vanguard Target Retirement 2045 Fund a |
| Janus Enterprise Janus Enterprise N a |
| American Funds AF American Mutual R4 a |
| Vanguard Target Retirement 2060 Fund a |
| Glenmede Small Cap Equity Portfolio Class Advisor a |
| Fidelity Investments Contrafund a |
| Fidelity Investments Select Health Care Portfolio a |
| Fidelity Investments Select Technology Portfolio a |
| Fidelity Investments Select Utilities Portfolio a |
| Fidelity Investments Balanced Fund a |
| Fidelity Investments International Discovery Fund a |
| Fidelity Investments Stock Selector Small Cap Fund a |
| Fidelity Investments Natural Resources Fund a |
| Fidelity Investments Select Industrials Portfolio a |
| Fidelity Investments Select Consumer Discretionary Portfolio a |
| Fidelity Investments Mid Cap Value Fund a |
| Fidelity Investments U.S. Bond Index Fund a |
| Fidelity Investments 500 Index Fund a |
| Fidelity Investments Global ex U.S. Index Fund a |
| Fidelity Investments Extended Market Index Fund a |
| Fidelity Investments Managed Income Portfolio a |
Investment model portfolios
We provide two types of investment model portfolios for HARRY LAWALL and SON 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HARRY LAWALL and SON 401K PLAN