Investment options of HARRY LAWALL and SON 401K PLAN
Total Available Funds: 35
| Investment Description |
|---|
| VANGUARD TARGET RET 2055 MUTUAL FUND A |
| VANGUARD TARGET RET 2065 MUTUAL FUND A |
| DAVID FINANCIAL A MUTUAL FUND A |
| NORTHERN SMALL CAP VAL MUTUAL FUND A |
| VANGUARD TARGET RET 2020 MUTUAL FUND A |
| VANGUARD TARGET RET 2030 MUTUAL FUND A |
| VANGUARD TARGET RET 2040 MUTUAL FUND A |
| VANGUARD TARGET RET 2050 MUTUAL FUND A |
| BAIRD CORE PLUS INST MUTUAL FUND A |
| VANGUARD TARGET RET INC MUTUAL FUND A |
| VANGUARD TARGET RET 2025 MUTUAL FUND A |
| VANGUARD TARGET RET 2035 MUTUAL FUND A |
| VANGUARD TARGET RET 2045 MUTUAL FUND A |
| JANUS ENTERPRISE N MUTUAL FUND A |
| AF AMERICAN MUTUAL R4 MUTUAL FUND A |
| INVS EMERGING MARKETS Y MUTUAL FUND A |
| VANGUARD TARGET RET 2060 MUTUAL FUND A |
| GLENMEDE SMALL CAP EQ ADV MUTUAL FUND A |
| FIDELITY CONTRAFUND MUTUAL FUND A |
| FIDELITY SEL HEALTHCARE MUTUAL FUND A |
| FIDELITY SEL TECHNOLOGY MUTUAL FUND A |
| FIDELITY SEL UTILITIES MUTUAL FUND A |
| FIDELITY REAL ESTATE INVS MUTUAL FUND A |
| FIDELITY BALANCED MUTUAL FUND A |
| FIDELITY INTL DISCOVERY MUTUAL FUND A |
| FIDELITY STK SEL SMALL CAP MUTUAL FUND A |
| FIDELITY SEL NATURAL RESOURCES MUTUAL FUND A |
| FIDELITY SEL INDUSTRIALS MUTUAL FUND A |
| FIDELITY SEL CONS DISCR MUTUAL FUND A |
| FIDELITY MID CAP VALUE MUTUAL FUND A |
| FIDELITY US BOND INDEX MUTUAL FUND A |
| FIDELITY 500 INDEX PR MUTUAL FUND A |
| FIDELITY GLB EXT US IDX MUTUAL FUND A |
| FIDELITY EXT MARKET IDX PR MUTUAL FUND A |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON/COLLECTIVE TRUST A |
Investment model portfolios
We provide two types of investment model portfolios for HARRY LAWALL and SON 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HARRY LAWALL and SON 401K PLAN