Investment options of HARRIS and ASSOCIATES EMPLOYEE PROFIT SHARING PLAN
Total Available Funds: 35
| Investment Description |
|---|
| FIDELITY CONTRAFUND MUTUAL FUND |
| FIDELITY OTC PORTFOLIO K MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| FIDELITY BALANCED FUND K MUTUAL FUND |
| FIDELITY RET GOV' T MONEY MARKET MONEY MARKET FUND |
| VANGUARD MID CAP VALUE IDX ADM MUTUAL FUND |
| FIDELITY FREEDOM 2040 K MUTUAL FUND |
| FIDELITY FREEDOM 2035 K MUTUAL FUND |
| FIDELITY FREEDOM 2030 K MUTUAL FUND |
| FIDELITY FREEDOM 2025 K MUTUAL FUND |
| FIDELITY FREEDOM 2020 K MUTUAL FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL K MUTUAL FUND |
| PIMCO TOTAL RETURN INST MUTUAL FUND |
| FIDELITY MID- CAP STOCK K MUTUAL FUND |
| VARIOUS SELF-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY LOW PRICED STOCK K MUTUAL FUND |
| FIDELITY FREEDOM 2050 K MUTUAL FUND |
| FIDELITY FREEDOM 2045 K MUTUAL FUND |
| FIDELITY FREEDOM 2060 K MUTUAL FUND |
| FIDELITY FREEDOM 2055 K MUTUAL FUND |
| ABF LARGE CAP VAL R5 MUTUAL FUND |
| AMERICAN CENTURY SUSTAINABLE EQUITY FUND INVESTOR MUTUAL FUND |
| MFS MID CAP GROWTH FD CLASS R6 MUTUAL FUND |
| AS EMERGING MARKETS EQUITY IS MUTUAL FUND |
| FIDELITY EXT MKT INDEX MUTUAL FUND |
| VANGUARD SMALL CAP VALUE IDX ADM MUTUAL FUND |
| FIDELITY FREEDOM 2015 K MUTUAL FUND |
| FIDELITY HIGH INCOME FUND MUTUAL FUND |
| AB SMALL CAPGROWTH FND I MUTUAL FUND |
| FIDELITY FREEDOM 2010 K MUTUAL FUND |
| FIDELITY FREEDOM 2065 K MUTUAL FUND |
| COHEN & STEERS REALTY SHARES FND I MUTUAL FUND |
| FIDELITY INFL PR BD INDEX MUTUAL FUND |
| FIDELITY FREEDOM INCOME K MUTUAL FUND |
| FIDELITY FREEDOM 2005 K MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for HARRIS and ASSOCIATES EMPLOYEE PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HARRIS and ASSOCIATES EMPLOYEE PROFIT SHARING PLAN