Investment options of HARBOR LOGISTICS LLC 401(K) PLAN
Total Available Funds: 38
| Investment Description |
|---|
| Fidelity 500 Index Fund |
| Fidelity Extended Market Index Fund |
| Fidelity Inflation-Protected Bond Index Fund |
| MassMutual Small Cap Growth Fund |
| AB Funds Large Cap Growth Fund |
| Putnam Investments Large Cap Value |
| DFA Advisors US Target Value Portfolio |
| BlackRock Emerging Market |
| Janus Henderson Multi-Sector Income Fund |
| Pioneer Bond |
| American Century One Choice In Retirement Portfolio |
| American Century One Choice 2025 Portfolio |
| American Century One Choice 2030 Portfolio |
| American Century One Choice 2035 Portfolio |
| American Century One Choice 2040 Portfolio |
| American Century One Choice 2045 Portfolio |
| American Century One Choice 2050 Portfolio |
| American Century One Choice 2055 Portfolio |
| American Century One Choice 2060 Portfolio |
| American Century One Choice 2065 Portfolio |
| at various dates through 2035 |
| VAN TARGET RETIRE 2025 |
| VAN TARGET RETIRE 2055 |
| VAN TARG RETIRE 2065 |
| VANGUARD BAL IDX – ADM |
| STATE ST EQUITY 500 INDEX K |
| VAN TARGET RETIRE 2050 |
| VAN TARGET RETIRE INC |
| VANGUARD VALUE INDEX FUND ADMR |
| VAN TARGET RETIRE 2020 |
| ISHARES US AGGREGATE BD IDX K |
| VAN TARG RETIRE 2060 |
| VAN TARGET RETIRE 2045 |
| VAN TARGET RETIRE 2030 |
| VANGUARD FEDERAL MM INV |
| VAN TARGET RETIRE 2040 |
| VAN TARGET RETIRE 2035 |
| VAN TARG RETIRE 2070 |
Investment model portfolios
We provide two types of investment model portfolios for HARBOR LOGISTICS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HARBOR LOGISTICS LLC 401(K) PLAN