Hanford Contractors Multi Employer Savings Plan For Hamtc Represented Employees Investment Model Portfolios

Investment options of Hanford Contractors Multi Employer Savings Plan For Hamtc Represented Employees

Total Available Funds: 14

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	MWTIX	Metropolitan West Total Return Bond I
Intermediate-Term Bond	MWTRX	Metropolitan West Total Return Bond M

US EQUITY
SMALL VALUE	PCVAX	Allianz NFJ Small Cap Value A
LARGE BLEND	AIVSX	American Funds Invmt Co of America A
MID-CAP VALUE	HWMAX	Hotchkis and Wiley Mid-Cap Value A
MID-CAP VALUE	HWMIX	Hotchkis and Wiley Mid-Cap Value I
Small Growth	VEXPX	Vanguard Explorer Inv
LARGE GROWTH	VHCOX	Vanguard Capital Opportunity Inv
LARGE BLEND	VFINX	Vanguard 500 Index Investor
SMALL VALUE	PSVIX	Allianz NFJ Small Cap Value Instl
LARGE GROWTH	VPMCX	Vanguard PRIMECAP Inv

Others
Moderate Allocation	DODBX	Dodge & Cox Balanced
ROOT	VMMXX	Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Investor Shares

INTERNATIONAL EQUITY
Foreign Large Blend	AEPGX	American Funds EuroPacific Gr A

Investment model portfolios

We provide two types of investment model portfolios for Hanford Contractors Multi Employer Savings Plan For Hamtc Represented Employees participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Hanford Contractors Multi Employer Savings Plan For Hamtc Represented Employees

HANFORD CONTRACTORS MULTI-EMPLOYER SAVINGS PLAN FOR HAMTC REPRESENTED EMPLOYEES

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