Handel Architects LLP 401 (k) Profit Sharing Plan
Investment Model Portfolios
Handel Architects LLP 401 (k) Profit Sharing Plan is a defined contribution plan with a profit-sharing component and 401k feature.
Investment options of Handel Architects LLP 401 (k) Profit Sharing Plan
Total Available Funds: 43
| Asset Class |
Ticker
| Description |
| Others |
|
|
| Conservative Allocation |
JALRX |
John Hancock Lifestyle Conservative |
| Conservative Allocation |
JTLMX |
John Hancock Lifestyle Moderate |
| Moderate Allocation |
JALBX |
John Hancock Lifestyle Balanced |
| Moderate Allocation |
RLBFX |
American Funds American Balanced |
| Technology |
PRSCX |
T.Rowe Price Science & Technology |
| ROOT |
CASH |
John Hancock Money Market Fund |
| Technology |
JESTX |
John Hancock Science & Technology Fund |
|
| US EQUITY |
|
|
| LARGE BLEND |
JTLGX |
John Hancock Lifestyle Growth |
| LARGE BLEND |
JTLAX |
John Hancock Lifestyle Aggressive |
| LARGE VALUE |
TEBIX |
Franklin Templeton Mutual Beacon |
| LARGE BLEND |
ISFIX |
ING Davis New York Venture |
| LARGE GROWTH |
PJFZX |
Prudential Jennison Growth |
| LARGE BLEND |
DSFRX |
Domini Social Equity |
| MID-CAP VALUE |
FBSRX |
Franklin Templeton Balance Sheet |
| LARGE VALUE |
URBIX |
Columbia Value & Restructuring |
| LARGE GROWTH |
SHRAX |
Legg Mason Partners Aggressive Growth |
| Small Growth |
GTSVX |
Invesco Small Cap Growth |
| Mid-Cap Growth |
AVTRX |
American Century Vista |
| LARGE BLEND |
JIFNX |
John Hancock 500 Income Fund |
| LARGE VALUE |
JIEMX |
John Hancock Equity Income Fund |
| LARGE BLEND |
JILPX |
John Hancock Large Cap Fund |
| LARGE GROWTH |
JICPX |
John Hancock Capital Appreciation Fund |
| LARGE BLEND |
JHBHX |
John Hancock All Cap Core Fund |
| LARGE GROWTH |
JIBCX |
John Hancock Blue Chip Growth Fund |
| LARGE VALUE |
JCVVX |
John Hancock Value Fund |
| SMALL BLEND |
JISVX |
John Hancock Small Company Value Fund |
| LARGE GROWTH |
JICGX |
John Hancock All Cap Growth Fund |
| Mid-Cap Growth |
JIMSX |
John Hancock Mid Cap Stock Fund |
| SMALL BLEND |
JESIX |
John Hancock Small Cap Index Fund |
|
| FIXED INCOME |
|
|
| Multisector Bond |
RPSIX |
T.Rowe Price Spectrum Income |
| High Yield Bond |
SBHYX |
Legg Mason Partners High Yield |
| SHORT GOVERNMENT |
VSGBX |
Vanguard Short Term Federal |
| Multisector Bond |
JISBX |
John Hancock Strategic Bond |
| High Yield Bond |
JIHDX |
John Hancock High Yield |
| Intermediate-Term Bond |
JIQBX |
John Hancock Investment QUAL Bond |
| Intermediate Government |
JIUSX |
John Hancock US Government Securities |
|
| INTERNATIONAL EQUITY |
|
|
| WORLD STOCK |
TEDRX |
Franklin Termleton Mutual Global Discovery |
| WORLD STOCK |
TEMWX |
Franklin Templeton World |
| Foreign Large Blend |
RERFX |
American Funds Europacific Growth |
| Foreign Large Value |
JIVIX |
John Hancock International Value Fund |
| Foreign Small/Mid Value |
JIIMX |
John Hancock Intl Small Cap Fund |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
ODMAX |
Oppenheimer Developing Markets |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
JIREX |
John Hancock Real Est. Securities Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for Handel Architects LLP 401 (k) Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 09/30/2016.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
Handel Archit... Moderate
|
-0.65 |
9.50 |
3.62 |
5.88 |
9.41 |
10.17 |
NA |
10.71 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
4.47 |
-5.81 |
5.62 |
9.71 |
11.41 |
0.68 |
14.54 |
32.88 |
-1.58 |
16.06 |
16.99 |
14.56 |
11.34 |
22.71 |
2.34 |
7.87 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
0.20 |
15.27 |
11.00 |
16.20 |
7.16 |
7.04 |
7.81 |
5.60 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
0.00 |
8.45 |
5.33 |
8.32 |
4.80 |
5.95 |
6.64 |
5.20 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
Handel Archit... Moderate
|
NA |
0.76 |
0.20 |
0.79 |
0.86 |
NA |
NA |
1.10 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
0.78 |
-0.76 |
0.91 |
1.53 |
2.41 |
0.05 |
1.03 |
3.57 |
-0.48 |
1.10 |
1.61 |
2.16 |
1.36 |
5.00 |
0.27 |
1.74 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
Handel Archit... Moderate
|
NA |
5.45 |
6.47 |
6.13 |
9.16 |
NA |
NA |
8.12 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
5.46 |
7.64 |
6.14 |
6.31 |
4.71 |
14.25 |
14.01 |
9.19 |
5.18 |
11.86 |
8.50 |
5.73 |
7.66 |
4.40 |
4.57 |
3.19 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
Handel Archit... Moderate
|
NA |
5.54 |
12.35 |
12.35 |
12.35 |
NA |
NA |
12.35 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
5.54 |
12.35 |
5.82 |
5.48 |
3.87 |
9.93 |
10.66 |
4.22 |
6.97 |
9.61 |
11.84 |
4.50 |
8.66 |
1.89 |
7.57 |
2.05 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
Handel Archit... Moderate
|
NA |
2.11 |
4.00 |
3.48 |
3.98 |
NA |
NA |
5.00 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
2.12 |
4.57 |
5.33 |
1.96 |
3.43 |
3.40 |
2.35 |
4.26 |
3.17 |
9.23 |
19.27 |
3.76 |
2.46 |
4.51 |
4.68 |
5.49 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Retirement Plan (401(k)) Info for Handel Architects LLP 401 (k) Profit Sharing Plan
