Investment options of HALL BOOTH SMITH PC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| PIMCO INCOME FUND CLASS A GM |
| BLACKROCK INDEX FUNDS ISHARES S&P 500 INDEX FUND GM |
| CLEARBRIDGE LARGE CAP GROWTH CLASS A GM |
| OAKMARK INTERNATIONAL FUND SERVICE CLASS GM |
| DELAWARE VALUE FUND CLASS A GM |
| VANGUARD MID-CAP INDEX FUND GM |
| BLACKROCK INDEX FUNDS ISHARES MSCI EAFE INTERNATIONAL INDEX GM |
| MFS TOTAL RETURN FUND CLASS A GM |
| COLUMBIA SMALL CAP INDEX FUND CLASS A GM |
| JP MORGAN US EQUITY FUND CLASS A GM |
| FIRST EAGLE GLOBAL FUND CLASS A GM |
| BLACKROCK GLOBAL ALLOCATION FUND CLASS A GM |
| DELAWARE VALUE FUND CLASS A |
| VANGUARD MID-CAP INDEX FUND |
| BLACKROCK INDEX FUNDS ISHARES MSCI EAFE INTERNATIONAL INDEX |
| MFS TOTAL RETURN FUND CLASS A |
| COLUMBIA SMALL CAP INDEX FUND CLASS A |
| JP MORGAN US EQUITY FUND CLASS A |
| CLEARBRIDGE LARGE CAP GROWTH CLASS A |
| COLUMBIA MID CAP FUND CLASS A GM |
| OAKMARK INTERNATIONAL FUND SERVICE CLASS |
| FEDERATED MDT SMALL-AMP;CAP CORE FUND CLASS A GM |
| BLACKROCK GLOBAL ALLOCATION FUND CLASS A |
| FEDERATED MDT SMALL-AMP;CAP CORE FUND CLASS A |
| LOOMIS SAYLES CORE PLUS BOND INCOME FUND A GM |
| PIMCO INCOME FUND CLASS A |
| COLUMBIA US TREASURY FUND CLASS A |
Investment model portfolios
We provide two types of investment model portfolios for HALL BOOTH SMITH PC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HALL BOOTH SMITH PC 401(K) PLAN