Investment options of HALL BOOTH SMITH PC 401(K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| PIMCO Funds Pimco Income Fund Class A GM (PFIIX) |
| BlackRock Index Funds iShares S&P |
| BlackRock Index Funds iShares S&P 500 Index Fund GM (BSPPX) |
| Clearbridge Clearbridge Large Cap Growth Class A GM (SBLYX) |
| T.Rowe Price T.Rowe Price International Value Equity Class I GM (TRIGX) |
| T.Rowe Price T.Rowe Price Value Fund I Class GM (TRVLX) |
| JP Morgan JP Morgan US Equity Fund Class A GM |
| Natixis Funds LoomisSayles Core Plus Bond Income Fund A GM (AFCFX) |
| First Eagle Funds First Eagle Global Fund Class A GM (FERAX) |
| BlackRock Global Funds BlackRock Global Allocation Fund Class A GM (MGJAX) |
| Vanguard Mid-Cap Index Fund GM (VIMSX) |
| BlackRock Index Funds iShares MSCI EAFE International Index GM (BTMPX) |
| Clearbridge Clearbridge Large Cap Growth Class A (SBLYX) |
| JP Morgan JP Morgan US Equity Fund Class A |
| Columbia Funds Columbia Small Cap Index Fund Class A GM (CMSCX) |
| T.Rowe Price T.Rowe Price Value Fund I Class (TRVLX) |
| Columbia Funds Columbia Mid Cap Fund Class A GM (UMVEX) |
| Federated Funds Federated MDT Small-Cap Core Fund Class A GM (QISCX) |
| Federated Funds Federated MDT Small-Cap Core Fund Class A (QISCX) |
| T.Rowe Price T.Rowe Price International Value Equity Class I (TRIGX) |
| Vanguard Mid-Cap (VIMSX) |
| Columbia Funds Columbia Small Cap Index Fund Class A (CMSCX) |
| BlackRock Global Funds BlackRock Global Allocation Fund Class A (BGRAX) |
| Natixis Funds Loomis Sayles Core Plus Bond Income Fund A (NERYX) |
| First Eagle Funds First Eagle Global Fund Class A (FERAX) |
| BlackRock Index Funds iShares MSCI EAFE International Index (BTMPX) |
| Columbia Funds Columbia Mid Cap Fund Class A (UMVEX) |
| PIMCO Funds Pimco Income Fund Class A (PFIIX) |
| Columbia Funds Columbia US Treasury Fund Class A |
| maturing from 2025 through 2029 – |
| SELF-DIRECT ACCT OTHER ASSETS |
Investment model portfolios
We provide two types of investment model portfolios for HALL BOOTH SMITH PC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HALL BOOTH SMITH PC 401(K) PLAN