Investment options of HADASSAH RETIREMENT PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| American Funds 2010 Trgt Dt Ret R6 |
| American Funds 2015 Trgt Dt Ret R6 |
| American Funds 2020 Trgt Dt Ret R6 |
| American Funds 2025 Trgt Dt Ret R6 |
| American Funds 2030 Trgt Dt Ret R6 |
| American Funds 2035 Trgt Dt Ret R6 |
| American Funds 2040 Trgt Dt Ret R6 |
| American Funds 2045 Trgt Dt Ret R6 |
| American Funds 2050 Trgt Dt Ret R6 |
| American Funds 2055 Trgt Dt Ret R6 |
| American Funds 2060 Trgt Dt Ret R6 |
| Columbia Contrarian Core Inst3 (SMGIX) |
| Dodge & Cox Dodge & Cox Inc I (DODFX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity Intl Index (FAPCX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity Small Cap Index (FSISX) |
| JP Morgan JP Morgan Lg Cap Gr A |
| MFS Intl Diversification R3 (BIIDX) |
| Nationwide Nationwide Geneva Small Cap Gr R6 (NWHZX) |
| Nuveen Large Cap Responsible Equity R6 (RIMEX) |
| PIMCO Real Return Instl (PRLPX) |
| Pioneer Eq Inc Y |
| Prudential Prudential Prin Prsvn Sep Acct |
| JPMorgan Lg Cap Gr A |
Investment model portfolios
We provide two types of investment model portfolios for HADASSAH RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HADASSAH RETIREMENT PLAN