Investment options of GYMPASS US 401(K) PLAN
Total Available Funds: 50
| Investment Option List |
|---|
| American Funds New Perspective Fund " (FFPNX) |
| Vanguard Target Retirement 2035 Fund " (VTTHX) |
| American Century Small Cap Value Fund " (IACIX) |
| Carillon Eagle Mid Cap Growth Fund " (HRAYX) |
| Dodge & Cox Stock Fund " (DODFX) |
| Vanguard Developed Markets Index Fund " (VDMIX) |
| Fidelity Large Cap Growth Index Fund " (FSLGX) |
| Vanguard Target Retirement 2045 Fund " (VTIVX) |
| Vanguard 500 Index Fund " (VFINX) |
| Vanguard Emerging Markets Stock Index Fund " (VEIEX) |
| Vanguard Target Retirement 2040 Fund " (VFORX) |
| Voya Small Cap Growth Fund " (VLNPX) |
| Vanguard Target Retirement 2030 Fund " (VTHRX) |
| Vanguard Intermediate Term Bond Index Fund " (VBIIX) |
| BlackRock High Yield Bond Portfolio Fund " (BHYIX) |
| Vanguard Mid-Cap Index Fund " (VIMSX) |
| Fidelity U.S. Bond Index Fund " (FSHBX) |
| Vanguard Target Retirement 2065 Fund " (VSXFX) |
| Vanguard Small-Cap Index Fund " (VISVX) |
| Vanguard Target Retirement 2050 Fund " (VFIFX) |
| JP Morgan International Equity Fund " (AAIPX) |
| Vanguard Target Retirement 2055 Fund " (VFFVX) |
| Allspring Special Mid Cap Value Fund " (SMCDX) |
| VAN TARG RETIRE 2060 |
| AMER FUNDS NEW PERSP R6 |
| VAN TARGET RETIRE 2035 |
| VANG TOT STK MKT IDX – ADMIRAL |
| AMC SMALL CAP VALUE FUND – R6 (VISVX) |
| CARILLON EAGLE MID CAP GRTH R6 (HMRYX) |
| DODGE & COX STOCKFUND X (DODFX) |
| VANGUARD DEV MKT INDEX ADMIRAL |
| FID LARGE CAP GROWTH INDEX (HMGRX) |
| VAN TARGET RETIRE 2045 (VTIVX) |
| VANGUARD 500 INDEX FUND – ADM (VFINX) |
| VANGUARD EMG MKTS STK IDX ADM (VERSX) |
| VANGUARD FEDERAL MM INV (VDMIX) |
| VAN TARGET RETIRE 2040 (HARYX) |
| VOYA SMALL CAP GROWTH R6 (VLNPX) |
| VAN TARGET RETIRE 2030 |
| VANGUARD INTERMEDIATE TERM BON (VBIIX) |
| BLACKROCK HIGH YIELD K (BHYIX) |
| VANGUARD MID CAP INDEX – ADM (VIMSX) |
| COHEN & STEERS REAL EST SEC Z (CSDIX) |
| FID US BOND IND (HMBDX) |
| VAN TARG RETIRE 2065 |
| VANGUARD SMALL CAP INDEX ADMRL (VISVX) |
| VAN TARGET RETIRE 2050 (PDTIX) |
| JPMORGAN INTERNATIONAL EQTY R6 (JNUSX) |
| VAN TARGET RETIRE 2055 |
| ALLSPRING SPECIAL MC VAL R6 (MC) |
Investment model portfolios
We provide two types of investment model portfolios for GYMPASS US 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GYMPASS US 401(K) PLAN