Investment options of GULLY ICX 401(K) PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| American Funds 2010 Target Date Retirement R3 25,704 shares (REATX) |
| American Funds 2015 Target Date Retirement R3 9,299 shares (REJTX) |
| American Funds 2020 Target Date Retirement R3 65,751 shares (RECTX) |
| American Funds 2025 Target Date Retirement R3 120,815 shares (REDTX) |
| American Funds 2030 Target Date Retirement R3 98,037 shares (REETX) |
| American Funds 2035 Target Date Retirement R3 88,823 shares (REFTX) |
| American Funds 2040 Target Date Retirement R3 7,879 shares (REGTX) |
| American Funds 2045 Target Date Retirement R3 13,702 shares (REHTX) |
| American Funds 2050 Target Date Retirement R3 1,872 shares (REITX) |
| American Funds 2055 Target Date Retirement R3 1,886 shares (FAJTX) |
| American Funds 2060 Target Date Retirement R3 2,608 shares (CCKTX) |
| American Funds 2065 Target Date Retirement R3 4,129 shares (FBMTX) |
| American Funds 2070 Target Date Retirement R3 238 shares (REATX) |
| American Funds AMCAP Fund R3 1,315 shares (FMCMX) |
| American Funds American Balanced R3 4,687 shares (GBLAX) |
| American Funds Europacific Growth R3 121 shares (FEPUX) |
| American Funds Fundamental Investors R3 823 shares (RFNFX) |
| American Funds New PerspectiveFund R3 616 shares (HVWBX) |
| American Funds New World Fund R3 23 shares (HVWBX) |
| American Funds Smallcap World Fund R3 304 shares (FSFWX) |
| MFS Growth Fund R2 224 shares (MQGIX) |
| MFS International Intrinsic Value Fund R2 71 shares (UIVCX) |
| PIMCO Income Fund R 4,013 shares (PFIIX) |
Investment model portfolios
We provide two types of investment model portfolios for GULLY ICX 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GULLY ICX 401(K) PLAN