Investment options of GUIDEPOINT SECURITY, LLC 401(K) PLAN
Total Available Funds: 46
| Investment Description |
|---|
| FID GOVT MMKT K6 |
| BLKRK LP IDX 2045 K |
| BLKRK LP IDX 2040 K |
| BLKRK LP IDX 2050 K |
| BLKRK LP IDX 2035 K |
| FID 500 INDEX |
| BLKRK LP IDX 2055 K |
| BLKRK LP IDX 2030 K |
| BLKRK LP IDX 2060 K |
| JPM LG CAP GROWTH R6 |
| BLKRK LP IDX RTMT K |
| BLKRK LP IDX 2065 K |
| HTFD EQUITY INC R6 |
| J H ENTERPRISE N |
| MFS INTL GROWTH R6 |
| AF WASH MUTL INV R6 |
| PIMCO INCOME INST |
| BR MID-CAP VALUE K |
| IS MSCI TOT INTL K |
| AF NEW PERSPECT R6 |
| AM CENT SM CAP GR R6 |
| DFA US SM CAP VALUE |
| IS R MID-CAP IDX K |
| IS R2000 SM-CAP K |
| AF NEW WORLD R6 |
| AF BALANCED R6 |
| IS US AGG BD IDX K |
| AF BOND FD AMER R6 |
| BLKRK 20/80 TA K |
| AF CAP INC BLDR R6 |
| BLKRK INFL PRO BD K |
| AMERICAN FUNDS WASH MUTL INV INV OPT R6 |
| MASSMUTUAL BLUE CHIP GROWTH CSI |
| BLKRK 80/20 TA K |
| MASSMUTUAL INFL-PROT AND INC I |
| MASSMUTUAL CORE BOND I |
| PIONEER STRATEGIC INCOME K |
| AMERICAN CENTURY EMERGING MARKETS R6 |
| AMERICAN FUNDS EUROPAC GRWT INV OPT R6 |
| MASSMUTUAL GLOBAL CSI |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY R6 |
| AMERICAN CENTURY SMALL CAP GROWTH R6 |
| MASSMUTUAL MIDCAP GROWTH CSI |
| ALLSPRING SPECIAL SMALL CAP VALUE R6 |
| GENERAL ACCOUNT |
| Notes receivable from participants (4.25%-9.50%) |
Investment model portfolios
We provide two types of investment model portfolios for GUIDEPOINT SECURITY, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GUIDEPOINT SECURITY, LLC 401(K) PLAN