Investment options of GUGGENHEIM SERVICES RETIREMENT SAVINGS PLAN
Total Available Funds: 24
| Investment Description |
|---|
| SCHWAB MANAGED RETIREMENT TRUST FUND 2010 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST FUND 2020 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST FUND 2030 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST FUND 2040 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST FUND 2050 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST FUND 2060 COLLECTIVE TRUST |
| SCHWAB MANAGED RETIREMENT TRUST INCOME FUND COLLECTIVE TRUST |
| FEDERATED CAPITAL PRESERVATION FUND R6 COLLECTIVE TRUST |
| BNY MELLON INTERNATIONAL STOCK FUND CLASS Y MUTUAL FUNDS |
| CAUSEWAY INTERNATIONAL VALUE FUND CLASS INVESTOR MUTUAL FUNDS |
| DELAWARE EMERGING MARKETS FUND CLASS R6 MUTUAL FUNDS |
| EATON VANCE ATLANTA CAPITAL SMID -CAP FUND R6 MUTUAL FUNDS |
| HARBOR LARGE CAP VALUE FUND RETIREMENT CLASS MUTUAL FUNDS |
| HARBOR SMALL CAP VALUE FUND RETIREMENT CLASS MUTUAL FUNDS |
| JHANCOCK INCOME R6 MUTUAL FUNDS |
| JPMORGAN CORE BOND FUND SELECT CLASS MUTUAL FUNDS |
| POLEN GROWTH INSTITUTIONAL MUTUAL FUNDS |
| PRINCIPAL GLOBAL REAL ESTATE SECURITIES FUND CLASS R6 MUTUAL FUNDS |
| VANGUARD FEDERAL MONEY MARKET INVESTOR CASH AND CASH EQUIVALENT |
| VANGUARD INSTITUTIONAL INDEX I MUTUAL FUNDS |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND SIGNAL SHARES MUTUAL FUNDS |
| VICTORY INTEGRITY SMALL-CAP VALUE FUND CLASS R6 MUTUAL FUNDS |
| WILLIAM BLAIR SMALL-MID CAP GROWTH FUND CLASS N MUTUAL FUNDS |
| WILLIAM BLAIR INTERNATIONAL SMALL CAP GROWTH FUND CLASS R6 MUTUAL FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for GUGGENHEIM SERVICES RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GUGGENHEIM SERVICES RETIREMENT SAVINGS PLAN