Investment options of GREEN HILLS SOFTWARE 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| BLACKROCK LIQUIDITY FUND T MONEY MARKET |
| BLACKROCK LIQUIDITY FUND T GM MONEY MARKET |
| BNY MELLON TECHNOLOGY GR CL A MUTUAL FUND |
| JANUS HENDERSON CONTRARIAN A MUTUAL FUND |
| JP MORGAN MID-CAP VAL A MUTUAL FUND |
| INVESCO DIVERSIFIED DIVIDEND FUND CL A MUTUAL FUND |
| COLUMBIA SMALL CAP VAL II A MUTUAL FUND |
| MFS EMERGING MARKETS DBT CL A MUTUAL FUND |
| INVESCO AMERICAN FRANCHISE Y MUTUAL FUND |
| VOYA MID-CAP OPPORTUNITIES CL I MUTUAL FUND |
| ISHARES S&P 500 INDEX FUND INSTL MUTUAL FUND |
| DEUTSCHE REAL ESTATE SEC CL R6 MUTUAL FUND |
| VICTORY TRIVALENT INTL SMALL I MUTUAL FUND |
| BLACKROCK GLOBAL ALLOCATION A MUTUAL FUND |
| PIMCO REAL RETURN BD FUND A MUTUAL FUND |
| INVESCO INTRNL BOND FUND A MUTUAL FUND |
| EV WORLDWIDE HEALTH SCIENCES FUND MUTUAL FUND |
| INVESCO DEVELOPING MARKETS FD CL A MUTUAL FUND |
| PIMCO TOTAL RETURN FUND A MUTUAL FUND |
| ISHARES RUSSELL 2000 SM-AMP;CAP INS MUTUAL FUND |
| ISHARES MSCI EAFE INTRNL INSTL MUTUAL FUND |
| VIRTUS NFJ SM CAP VALUE FUND MUTUAL FUND |
| GOLDMAN SACHS SHORT DUR GOV A MUTUAL FUND |
| ISHARES US AGGREGATE BOND K MUTUAL FUND |
| BNY MELLON GLOBAL EQUITY INCOME I MUTUAL FUND |
| CLEARBRIDGE SMALL CAP GROWTH A MUTUAL FUND |
| CALVERT EQUITY FUND CL A MUTUAL FUND |
| VIRTUS NJF MID-AMP;CAP VALUE FUND MUTUAL FUND |
| FRANKLIN US GOV'AMP;T SEC FUND MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for GREEN HILLS SOFTWARE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GREEN HILLS SOFTWARE 401(K) PLAN