Investment options of GREEN ACRES 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| BlackRock LifePath Index 2050 Fund (LPRFX) |
| Vanguard (VFISX) |
| BlackRock LifePath Index 2040 Fund (STLEX) |
| BlackRock LifePath Index 2030 Fund (STLDX) |
| BlackRock LifePath Index 2035 Fund (LPJCX) |
| BlackRock LifePath Index Retirement Fund (STLAX) |
| MFS Growth Fund (MQGIX) |
| MFS Mid Cap Growth Fund (OTCIX) |
| BlackRock LifePath Index 2045 Fund (LPHRX) |
| Dodge & Cox Income Fund (DODIX) |
| Vanguard Small-Cap (VISVX) |
| BlackRock LifePath Index 2060 Fund (BAPAX) |
| Vanguard Developed Markets (VDMIX) |
| BlackRock LifePath Index 2055 Fund (LEVAX) |
| JPMorgan Equity Income Fund (HLIEX) |
| American Century Mid Cap Value Fund (IACIX) |
| Vanguard Mid-Cap (VIMSX) |
| Invesco Discovery Fund (VISCX) |
| Invesco Corporate Bond Fund (ACCHX) |
| BlackRock LifePath Index 2065 Fund (LIWAX) |
| First Eagle Global Fund (SGIIX) |
| Federate Hermes Institutional High Yield Bond Fund (FIHAX) |
| ClearBridge International Growth Fund (LMGTX) |
| JPMorgan Emerging Markets Equity Fund (IJEMX) |
| Goldman Sachs International Small Cap Insights Fund (GICIX) |
| PIMCO International Bond Fund U.S. Dollar-Hedged (PFONX) |
| Rates from 4.25% to 9.50% – |
Investment model portfolios
We provide two types of investment model portfolios for GREEN ACRES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GREEN ACRES 401(K) PLAN