GPI SAVINGS PLAN Investment Model Portfolios

Investment options of GPI SAVINGS PLAN

Total Available Funds: 13

Asset Class

Ticker

Description

Others
ROOT	CASH	Fidelity Management Tr Company Money Mkt Fund
Moderate Allocation	FPURX	Fidelity Management Tr Company Puritan Fund
Target Date 2016-2020	FFFDX	Fidelity Management Tr Company Freedom 2020 Fund
Target Date 2021-2025	FFTWX	Fidelity Management Tr Company Freedom 2025 Fund
Target Date 2036-2040	FFFFX	Fidelity Management Tr Company Freedom 2040 Fund
ROOT	CASH	Fidelity Management Tr Company Cash Reserve Fund

FIXED INCOME
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund

US EQUITY
LARGE BLEND	FUSEX	Fidelity Management Tr Company Spartan U.S. Equity Index
Mid-Cap Growth	FMCSX	Fidelity Management Tr Company Mid-Cap Stock Fund
LARGE VALUE	HIEFX	Fidelity Management Tr Company Equity Income Fund
LARGE GROWTH	RAFFX	American Funds AMCAP R5
LARGE BLEND	MPGFX	Mairs Power Growth Fund

INTERNATIONAL EQUITY
Foreign Large Blend	IJBPX	Julius Baer International Equity Fund II

Investment model portfolios

We provide two types of investment model portfolios for GPI SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for GPI SAVINGS PLAN

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