Investment options of GORDON REES SCULLY MANSUKHANI, LLP 401(K) RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| FIDELITY 500 INDEX FD |
| CARILLON EAGLE MID CAP GR FD R6 |
| AMERICAN FD GROWTH FD OF AMERICA R6 |
| AMERICAN FUNDS WASHNGTON MUTUAL R6 |
| T ROWE PRICE RETIREMENT 2035 FD |
| COLUMBIA SELIGMAN COMM & INFO INST |
| JPMORGAN US RESEARCH ENHANCED EQY |
| T ROWE PRICE NEW HORIZONS FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 |
| FIDELITY EXTENDED MKT INDEX FD |
| JPMORGAN LARGE CAP GROWTH R6 |
| PIMCO INCM FD INST CL |
| JPMORGAN MID CAP VALUE R6 |
| PIMCO TOTAL RETURN FUND INSTL CLASS |
| FIDELITY US BOND INDEX FD |
| DFA US SMALL CAP VALUE PORT INST |
| BLACKROCK HEALTH SCIENCES OPP INST |
| FIDELITY TOTAL INTL INDEX |
| T ROWE PRICE RETIREMENT 2030 FD |
| T ROWE PRICE RETIREMENT 2045 FD |
| VIRTUS DUFF PHELPS REAL ESTATE SEC I |
| T ROWE PRICE RETIREMENT 2040 FD |
| CALAMOS MARKET NEUTRAL INCM FD CL |
| FIDELITY GOVT INCOME FD |
| T ROWE PRICE RETIREMENT 2025 FD |
| FIDELITY SLCT DEFENSE & AEROSPACE |
| T ROWE PRICE RETIREMENT 2050 |
| CALAMOS TIMPANI SMCAP GRWTH R6 |
| FIRST EAGLE OVERSEAS FUND CL |
| T ROWE PRICE RETIREMENT 2055 |
| T ROWE PRICE RETIREMENT 2020 FUND |
| MFS INTL NEW DISCOVERY R6 |
| THORNBURG DEVELOPING WORLD FD CL |
Investment model portfolios
We provide two types of investment model portfolios for GORDON REES SCULLY MANSUKHANI, LLP 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GORDON REES SCULLY MANSUKHANI, LLP 401(K) RETIREMENT PLAN