Investment options of GOLDEY-BEACOM COLLEGE 403(B) PLAN
Total Available Funds: 144
| Investment Description |
|---|
| TIAA Traditional – Fully Benefit-Responsive N/R |
| TIAA Traditional – Non-fully Benefit-Responsive N/R |
| CREF CREF Stock R1 N/R |
| CREF CREF Social Choice R1 N/R |
| CREF CREF Global Equities R1 N/R |
| CREF CREF Growth R1 N/R |
| CREF CREF Equity Index R1 N/R |
| CREF CREF Inflation-Linked Bond R1 N/R |
| CREF CREF Core Bond R1 N/R |
| TIAA Access Nuv Equity Idx T4 N/R |
| TIAA Access Nuv Core Equity T4 N/R |
| TIAA Access Nuv Intl Equity T4 N/R |
| TIAA Access Nuv LfCy Rt Inc T4 N/R |
| TIAA Access Nuv Lrg Cap Gr T4 N/R |
| TIAA Access Nuv Lrg Cap Val T4 N/R |
| TIAA Access Nuv LifCyc 2010 T4 N/R |
| TIAA Access Nuv LifCyc 2015 T4 N/R |
| TIAA Access Nuv LifCyc 2020 T4 N/R |
| TIAA Access Nuv LifCyc 2025 T4 N/R |
| TIAA Access Nuv LifCyc 2030 T4 N/R |
| TIAA Access Nuv LifCyc 2035 T4 N/R |
| TIAA Access Nuv LifCyc 2040 T4 N/R |
| TIAA Access Nuv LifCyc 2045 T4 N/R |
| TIAA Access Nuv LifCyc 2050 T4 N/R |
| TIAA Access Nuv Mid Cap Grw T4 N/R |
| TIAA Access Nuv Mid Cap Val T4 N/R |
| TIAA Access Nuv RlEstSecSel T4 N/R |
| TIAA Access Nuv Sm Cp Bl Ix T4 N/R |
| TIAA Access Nuv Qt Sm Cp Eq T4 N/R |
| TIAA Access Nuv LgCp Res Eq T4 N/R |
| TIAA Access Nuv Core Pl Bd T4 N/R |
| TIAA Access Nuv LifCyc 2060 T4 N/R |
| TIAA Access Nuv LifCyc 2055 T4 N/R |
| Fidelity Fid Fidelity Fund N/R |
| Fidelity Fid Puritan N/R |
| Fidelity Fid Sel Tec Hardware N/R |
| Fidelity Fid Sel Semiconduct N/R |
| Fidelity Fid Value Strat N/R |
| Fidelity Fid GNMA N/R |
| Fidelity Fid Magellan N/R |
| Fidelity Fid Contrafund N/R |
| Fidelity Fid Equity Inc N/R |
| Fidelity Fid Growth Company N/R |
| Fidelity Fid Invst GR BD N/R |
| Fidelity Fid Growth & Inc N/R |
| Fidelity Fid Sel Software N/R |
| Fidelity Fid Intermed Bond N/R |
| Fidelity Fid Capital & Income N/R |
| Fidelity Fid Value N/R |
| Fidelity Fid Mortgage SEC N/R |
| Fidelity Fid Sel Gold N/R |
| Fidelity Fid Sel Biotech N/R |
| Fidelity Fid Govt Income N/R |
| Fidelity Fid Sel Energy N/R |
| Fidelity Fid Sel Leisure N/R |
| Fidelity Fid Sel Healthcare N/R |
| Fidelity Fid Sel Technology N/R |
| Fidelity Fid Sel Utilities N/R |
| Fidelity Financials N/R |
| Fidelity Fid Sel Chemicals N/R |
| Fidelity Fid OTC Portfolio N/R |
| Fidelity Fid Overseas N/R |
| Fidelity Fid Sel Telecomm N/R |
| Fidelity Fid Sel Fintech N/R |
| Fidelity Fid Levergd Co Stk N/R |
| Fidelity Fid New Millen N/R |
| Fidelity Fid Europe N/R |
| Fidelity Fid Pacific Basin N/R |
| Fidelity Fid Balanced N/R |
| Fidelity Fid Intl Discovery N/R |
| Fidelity Fid Blue Chip Gr N/R |
| Fidelity Fid Asset Mgr 50% N/R |
| Fidelity Fid Low Priced Stk N/R |
| Fidelity Fid Worldwide N/R |
| Fidelity Fid Eq Div Income N/R |
| Fidelity Fid Asset Mgr 70% N/R |
| Fidelity Fid Emerging Mkts N/R |
| Fidelity Fid Growth Strat N/R |
| Fidelity Fid Asset Mgr 20% N/R |
| Fidelity Fid Dividend Gr N/R |
| Fidelity Fid New Markets Inc N/R |
| Fidelity Fid Intl Cap Apprec N/R |
| Fidelity Fid Stk Sel Sm Cap N/R |
| Fidelity Fid Mid Cap Stock N/R |
| Fidelity Fid Large Cap Stock N/R |
| Fidelity Fid Small Cap Stock N/R |
| Fidelity Fid Asset Mgr 85% N/R |
| Fidelity Fid Emerging Asia N/R |
| Fidelity Fid China Region N/R |
| Fidelity Fid Sel Ent Tech Svc N/R |
| Fidelity Fid Multi Asset Idx N/R |
| Fidelity Fid Short Term Bond N/R |
| Fidelity Fid Intm Govt Income N/R |
| Fidelity Fid Sel Comm Serv N/R |
| Fidelity Fid Sel Banking N/R |
| Fidelity Fid Sel Constr/House N/R |
| Fidelity Fid Sel Transport N/R |
| Fidelity Fid Sel Industrials N/R |
| Fidelity Fid Env Alt Energy N/R |
| Fidelity Fid Mid Cap Value N/R |
| Fidelity Fid Value Discov N/R |
| Fidelity Fid Sel Wireless N/R |
| Fidelity Fid Blue Chip Value N/R |
| Fidelity Fid NASDAQ Comp Indx N/R |
| Fidelity Fid Strat Div & Inc N/R |
| Fidelity Fid Small Cap Growth N/R |
| Fidelity Fid Small Cap Value N/R |
| Fidelity Fid Intl Value N/R |
| Fidelity Fid Asset Mgr 60% N/R |
| Fidelity Fid Intl Growth N/R |
| Fidelity Fid GLB Comdty Stk N/R |
| Fidelity Fid US Bond Idx N/R |
| Fidelity Fid 500 Index N/R |
| Fidelity Fid Mid Cap Idx N/R |
| Fidelity Fid Sm Cap Idx N/R |
| Fidelity Fid Intl Index N/R |
| Fidelity Fid Extd Mkt Idx N/R |
| Fidelity Fid Emerg Mkts Disc N/R |
| Fidelity Fid Stk Sel Mid Cap N/R |
| Fidelity Fid Freedom Idx 2040 IPR N/R |
| Fidelity Fid Freedom Inc K N/R |
| Fidelity Fid Freedom 2010 K N/R |
| Fidelity Fid Freedom 2020 K N/R |
| Fidelity Fid Freedom 2025 K N/R |
| Fidelity Fid Freedom 2030 K N/R |
| Fidelity Fid Freedom 2035 K N/R |
| Fidelity Fid Freedom 2040 K N/R |
| Fidelity Fid Freedom 2045 K N/R |
| Fidelity Fid Freedom 2050 K N/R |
| Fidelity Fid Freedom 2055 K N/R |
| Fidelity Fid Freedom 2060 K N/R |
| Fidelity Fid Strategic Income N/R |
| Fidelity Fid Freedom 2065 K N/R |
| Fidelity Fid Freedom Idx 2065 IPR N/R |
| Vanguard Dividend Growth Inv N/R |
| Vanguard Global Equity Inv N/R |
| Vanguard High Dividend Yield Index Adm N/R |
| Vanguard Large Cap Index Adm N/R |
| Vanguard Small-Cap Value Index Adm N/R |
| Vanguard Target Retirement 2030 Fund N/R |
| Vanguard International Value Inv N/R |
| Vanguard Windsor Inv N/R |
| Fidelity Fid Govt MMKT N/R |
| Fidelity Fid Govt MMRK PRM N/R |
Investment model portfolios
We provide two types of investment model portfolios for GOLDEY-BEACOM COLLEGE 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GOLDEY-BEACOM COLLEGE 403(B) PLAN