Investment options of GOLDBERG KOHN LTD. INDIVIDUAL ACCOUNT PLAN
Total Available Funds: 29
| Investment Description |
|---|
| ALLSPRING GROWTH INSTITUTIONAL |
| ALLSPRING SPECIAL LARGE CAP VALUE FUND |
| AMERICAN CENTURY SMALL CAP VALUE R6 |
| AMERICAN FUNDS AMERICAN BALANCED R6 |
| AMERICAN FUNDS EUROPACIFIC GR R5 |
| BNY MELLON SMALL CAP VALUE I |
| COHEN & STEERS INSTL REALTY SHARES |
| DODGE & COX INCOME X |
| FIRST EAGLE GLOBAL I |
| JPMORGAN CORE BOND R6 |
| JPMORGAN MID CAP VALUE R6 |
| SEAFARER OVERSEAS GR AND INCOME INSTITUTIONAL |
| STATE STREET TARGET RETIREMENT 2020 K |
| STATE STREET TARGET RETIREMENT 2025 K |
| STATE STREET TARGET RETIREMENT 2030 K |
| STATE STREET TARGET RETIREMENT 2035 K |
| STATE STREET TARGET RETIREMENT 2040 K |
| STATE STREET TARGET RETIREMENT 2045 K |
| STATE STREET TARGET RETIREMENT 2050 K |
| STATE STREET TARGET RETIREMENT K |
| T. ROWE PRICE CAPITAL APPRECIATION FUND |
| T. ROWE PRICE GROWTH STOCK |
| T. ROWE PRICE NEW HORIZON |
| THORNBURG INTERNATIONAL VALUE R6 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ADM |
| VANGUARD INFLATION-PROTECTED SECS ADM |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD SHORT-TERM INVESTMENT-GRADE ADM |
| VANGUARD SMALL CAP INDEX FUND—ADMIRAL |
Investment model portfolios
We provide two types of investment model portfolios for GOLDBERG KOHN LTD. INDIVIDUAL ACCOUNT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GOLDBERG KOHN LTD. INDIVIDUAL ACCOUNT PLAN