Investment options of GLACIER BANCORP INC. PROFIT SHARING AND 401K PLAN
Total Available Funds: 38
| Investment Description |
|---|
| TRP RET BLEND 2005 B |
| TRP RET BLEND 2010 B |
| TRP RET BLEND 2015 B |
| TRP RET BLEND 2020 B |
| TRP RET BLEND 2025 B |
| TRP RET BLEND 2030 B |
| TRP RET BLEND 2035 B |
| TRP RET BLEND 2040 B |
| TRP RET BLEND 2045 B |
| TRP RET BLEND 2050 B |
| TRP RET BLEND 2055 B |
| TRP RET BLEND 2060 B |
| TRP RET BLEND 2065 B |
| CRLN S MID CAP I |
| FKLN CNVRTBL SEC ADV |
| TRP INSTL FLOAT RATE |
| TRP HEALTH SCIENCES |
| PGIM J INTL OPP R6 |
| HTFD CORE EQUITY R6 |
| FH KAUFMANN SM CP IS |
| C&S REAL ESTATE A |
| BLKRK HI YLD BD INST |
| COL DIVIDEND INC ADV |
| PGIM J EM EQ OPPS R6 |
| PUTN LG CAP VAL Y |
| PGIM TOTAL RTN BD Z |
| PIONEER MA INCOME Y |
| PIM REAL RETURN A |
| BLKRK MIDCAP GRTH IS |
| VOYA INTERM BOND I |
| PGIM GLB TOT RTN R6 |
| AS SPL SM CP VAL IS |
| JH DSCPL VAL MDCP R6 |
| FID INTL SMALL CAP |
| FID 500 INDEX |
| FID MID CAP IDX |
| FID SM CAP IDX |
| FID BLUE CHIP GR K6 |
Investment model portfolios
We provide two types of investment model portfolios for GLACIER BANCORP INC. PROFIT SHARING AND 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GLACIER BANCORP INC. PROFIT SHARING AND 401K PLAN