Gilead Sciences, Inc., a biopharmaceutical company, engages in the discovery, development, and commercialization of therapeutics for the treatment of life threatening diseases worldwide. The company was founded in 1987 and is headquartered in Foster City, California.
Investment options of GILEAD SCIENCES 401K PLAN
Total Available Funds: 27
| Investment Description |
|---|
| AMERICAN BEACON SMALL CAP VALUE CIT FUND CLASS I MUTUAL FUND |
| T. ROWE PRICE BLUE CHIP GROWTH TRUST (CLASS T4) COMMON/COLLECTIVE TRUST FUND |
| VANGUARD FTSE SOCIAL INDEX FUND INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD INSTITUTIONAL INDEX FUND INSTITUTIONAL PLUS SHARES MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD EQUITY-INCOME FUND ADMIRAL SHARES MUTUAL FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES FUND INSTITUTIONAL SHARES MUTUAL FUND |
| DFA INTERNATIONAL SMALL COMPANY PORTFOLIO INSTITUTIONAL CLASS MUTUAL FUND |
| DFA REAL ESTATE SECURITIES PORTFOLIO INSTITUTIONAL CLASS MUTUAL FUND |
| FIDELITY TREASURY ONLY MONEY MARKET FUND MONEY MARKET FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY TOTAL BOND K6 FUND MUTUAL FUND |
| FIDELITY FREEDOM BLEND 2065 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2055 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY MANAGED INCOME PORTFOLIO II CLASS 4 COMMON/COLLECTIVE TRUST FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL COMMINGLED POOL COMMON/COLLECTIVE TRUST FUND |
| FIDELITY LOW PRICED STOCK COMMINGLED POOL COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2060 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY GROWTH COMPANY COMMINGLED POOL CLASS 2 COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND INCOME COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2005 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2010 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2015 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2020 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2025 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2030 COMMINGLED POOL CLASS T COMMON/COLLECTIVE TRUST FUND |
| FIDELITY FREEDOM BLEND 2035 COMMINGGED |
Investment model portfolios
We provide two types of investment model portfolios for GILEAD SCIENCES 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| Gilead Sciences 401K Plan Tactical Asset Allocation Moderate | NA | 2.63% | 6.78% | 10.26% | 9.06% | 10.37% | 10.36% | 10.57% |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 9.98% | 9.75% | 10.95% | 11.06% | 12.38% | 9.19% | 7.54% |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | 6.25% | 1.68% | 4.40% | 4.69% | 6.67% | 5.54% | 5.08% |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Inception | YTD | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | Gilead Scienc... Moderate | -1.20 | 2.63 | 6.78 | 10.26 | 9.06 | 10.37 | 10.36 | 10.57 | NA | 3.39 | 11.71 | -8.12 | 18.82 | 26.49 | 21.05 | -1.16 | 15.30 | 8.45 | 2.72 | 7.93 | 15.34 | 11.93 | 3.42 | 15.33 | 19.29 | 0.40 | 10.09 | 20.42 | 5.48 | 13.45 | 23.01 | 7.19 | 2.11 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | -1.25 | 9.98 | 9.75 | 10.95 | 11.06 | 12.38 | 9.19 | 7.54 | NA | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA...R SHARES) | -0.67 | 6.25 | 1.68 | 4.40 | 4.69 | 6.67 | 5.54 | 5.08 | NA | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | Gilead Scienc... Moderate | NA | 0.79 | 0.54 | 0.90 | 0.87 | NA | NA | 1.01 | NA | 0.33 | 0.82 | -0.81 | 1.79 | 1.28 | 3.41 | -0.25 | 2.57 | 1.00 | 0.29 | 0.98 | 2.22 | 1.59 | 0.23 | 1.35 | 1.78 | -0.09 | 0.71 | 2.13 | 0.49 | 1.56 | 3.84 | 1.54 | -0.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 0.41 | 0.87 | 0.81 | 0.62 | NA | NA | 0.45 | 0.07 | 1.67 | 1.73 | -0.82 | 2.17 | 0.53 | 2.39 | -0.35 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.14 | 1.22 | 0.24 | 0.88 | 1.63 | -0.90 | -0.68 | -0.60 | 0.97 | 1.23 | 1.61 | 1.62 | 4.31 | -0.19 | 0.90 | 0.57 | 1.91 | -0.55 | 1.71 | 0.59 | -0.01 | 0.30 | 1.47 | -0.26 | 0.79 | 0.63 | -1.30 | 1.17 | -3.84 | |
| VSMGX (VANGUA...R SHARES) | NA | 0.62 | 0.73 | 0.56 | 0.47 | NA | NA | 0.50 | 0.72 | 0.87 | 1.45 | -1.22 | 1.32 | 0.70 | 2.77 | -0.87 | 3.75 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.39 | 1.34 | 0.49 | 1.49 | 2.09 | -0.75 | -0.59 | -0.24 | 1.06 | 1.56 | 1.56 | 0.91 | 4.18 | 4.60 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | Gilead Scienc... Moderate | NA | 9.21 | 10.43 | 12.55 | 10.66 | NA | NA | 9.52 | NA | 9.41 | 9.05 | 11.72 | 10.48 | 20.58 | 5.75 | 10.06 | 5.71 | 8.27 | 9.23 | 8.04 | 6.89 | 7.46 | 14.73 | 11.30 | 10.79 | 5.74 | 10.04 | 8.04 | 6.75 | 8.00 | 5.81 | 3.94 | 5.07 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 19.74 | 17.49 | 17.52 | 18.48 | NA | NA | 18.11 | 25.21 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA...R SHARES) | NA | 10.40 | 10.23 | 10.12 | 10.41 | NA | NA | 11.49 | 12.78 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | Gilead Scienc... Moderate | NA | 6.65 | 14.52 | 19.69 | 19.69 | NA | NA | 19.69 | NA | 1.93 | 6.65 | 14.52 | 4.44 | 19.69 | 2.43 | 12.07 | 2.34 | 6.48 | 8.70 | 6.03 | 6.55 | 5.62 | 12.21 | 7.58 | 5.06 | 5.43 | 7.25 | 6.37 | 4.81 | 9.76 | 2.31 | 2.50 | 4.88 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 18.76 | 18.76 | 24.59 | 33.83 | NA | NA | 55.25 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA...R SHARES) | NA | 9.62 | 12.88 | 22.29 | 22.43 | NA | NA | 41.18 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | Gilead Scienc... Moderate | NA | 3.85 | 5.44 | 5.19 | 4.23 | NA | NA | 0.00 | NA | 0.00 | 4.09 | 3.87 | 8.57 | 5.38 | 4.57 | 2.27 | 4.92 | 4.36 | 2.46 | 2.47 | 4.18 | 2.05 | 2.28 | 2.75 | 4.15 | 4.38 | 5.22 | 6.28 | 3.72 | 2.90 | 4.91 | 4.13 | 5.28 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| VSMGX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
Data as of 10/31/2023, AR inception is 12/31/2000
Retirement Plan (401(k)) Info for GILEAD SCIENCES 401K PLAN
Before you go
Sign up for our FREE, decades-long, and popular Retirement Investments Newsletter to help secure a worry-free retirement
Intuitive & common sense insights into investment portfolio strategies to reduce risk and enhance returns, investment funds, 401(k) & IRA savings strategies, retirement spending strategies, retirement planning, and many more